131 BLUFF VIEW DRIVE UNIT 403, BELLEAIR BLUFFS, FL, 33770
Active200 days on marketListed Jan 12, 2026MLS #TB8463328
About this home
131 BLUFF VIEW DRIVE UNIT 403
One or more photo(s) has been virtually staged. Rare 3 bedroom condomunium, on the intercoastal waterway and in flood zone X so flood insurance is not required. The milestone inspections have been completed and the reserves are fully funded. Welcome to this 55+ community, top level condominium offering the exceptional Florida lifestyle in the highly sought-after Port Belleair community. This rare 3 bedroom 3 bathroom home Spans 1,980 square feet and includes 2 assigned covered parking spaces as well as 2 storage units. Your condo features impact resistant windows and impact resistant sliding glass door for peace of mind and exceptional peace and quiet. The AC was new in 2020 and the second ac 2024. The water heater is new in 2024. Your spacious residence features a bright, open layout ideal for both comfortable daily living and effortless entertaining. Upon entering, you are welcomed into the eat-in kitchen with ample cabinetry and generous counter space that flows seamlessly into the expansive living and dining area filled with abundant natural light. The main living space offers an open airy feel, highlighted by warm cork flooring. The living area extends to a Florida Room with windows that open for fresh air as you please, providing a versatile space perfect for relaxing, working from home, or enjoying the a beautiful sunset. This home is one of the few units that have the convenience of an in-unit washer and dryer. The layout continues into well-proportioned bedrooms, all of which feature walk-in closets and en-suite bathrooms. You will find the primary suite has enough room for even the largest bedroom set and still has room for your sitting area. Additional features include two assigned parking spaces and two additional storage units, adding everyday convenience and functionality. Offered at an exceptional value and located in Flood Zone X, this top floor residence is ideally situated in walking distance to shopping, restaurants, banking, and daily conveniences, the Belleair Causeway and on the Intracoastal Waterway. You will be close to parks, scenic walking paths and only 2 miles to dining, and the laid-back coastal charm of Indian Rocks Beach and 4 miles to Clearwater Beach. Don't miss out on this exceptional opportunity to live the Florida lifestyle - schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,980
Sqft
1 ac
Lot size
1971
Year built
Three Or More
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,373/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−63.4%
$/sqft vs Belleair Bluffs actives
$164 vs $260
Days on market
200 vs 75 typical
Where $164/sqft sits among the 25 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Belleair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
Port Belleair — neighborhood snapshot
Population
294
Median age
63
Median income
$57,150
Median home value
$409,300
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$230K → $420K
Belleair Bluffs median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
16 of 25
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 131 BLUFF VIEW DRIVE UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$168,000
131 BLUFF VIEW DRIVE UNIT 101 · same community
2 bd · 2 ba · 1,300 sqft · $129/sqft · 334 DOM
Sold · Mar ’26$199,000
131 BLUFF VIEW DRIVE UNIT 104 · same community
2 bd · 2 ba · 1,300 sqft · $153/sqft · 98 DOM
Sold · Aug ’25$234,000
131 BLUFF VIEW DRIVE UNIT 208 · same community
2 bd · 2 ba · 1,300 sqft · $180/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 131 BLUFF VIEW DRIVE UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 131 BLUFF VIEW DRIVE UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
131 BLUFF VIEW DRIVE UNIT 403 FAQs
What would the monthly payment be for 131 BLUFF VIEW DRIVE UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,373/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 131 BLUFF VIEW DRIVE UNIT 403?+
The most recent tax bill on record (2024) was $1,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 131 BLUFF VIEW DRIVE UNIT 403?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $325,000, this home is listed about 7% below the Belleair Bluffs median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 131 BLUFF VIEW DRIVE UNIT 403?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$325,000 runs 43% above the BELLEAIR BLUFFS 33770 median — but at 1,980 sqft it's also 38% larger than the typical Belleair Bluffs listing.
02Time on market is leverage
200 days on market against a Belleair Bluffs median of 75 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $375,000, now $325,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Paul Radtke. MLS #TB8463328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Belleair Bluffs homes, in your inbox
Like 131 BLUFF VIEW DRIVE UNIT 403 but not quite? A daily digest of every new listing in Belleair Bluffs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →