131 BLUFF VIEW DRIVE UNIT 401, BELLEAIR BLUFFS, FL, 33770
Active90 days on marketListed May 4, 2026MLS #TB8504757
About this home
131 BLUFF VIEW DRIVE UNIT 401
Welcome to your opportunity to live next to the Intracoastal Waterway in the highly sought-after Port Belleair community. This rare top-floor 55+ condominium offers an exceptional Florida lifestyle with 3 bedrooms, 3 bathrooms, and 1,980 square feet of living space. The residence includes two assigned covered parking spaces, a private storage unit, and the convenience of maintenance-free living in a bright corner penthouse-level unit. Recent updates include two new complete AC units, updated interior paint, and a remodeled guest bedroom. Designed for both comfortable everyday living and effortless entertaining, the home features a spacious open layout filled with abundant natural light. Upon entering, you are welcomed into an expansive living and dining area with an open, airy feel. The living space extends into a stunning 40x7 Florida room with operable windows, creating the perfect setting to relax, work from home, or enjoy beautiful sunsets and refreshing coastal breezes year-round. The oversized bedrooms each feature walk-in closets and en-suite bathrooms, offering privacy and comfort for both residents and guests. The spacious primary suite also includes a personal wet bar with a refrigerator, creating a private retreat within the home. From the unit, enjoy beautiful views of the Belleair Bridge and the surrounding area. Enjoy added peace of mind with no flood insurance required, completed milestone inspections, and fully funded community reserves. Ideally situated near shopping, restaurants, banking, and everyday conveniences, this home is also just moments from the Belleair Causeway and the Intracoastal Waterway. You will be close to parks, scenic walking paths, and only 2 miles from the dining and laid-back coastal charm of Indian Rocks Beach, as well as just 4 miles from Clearwater Beach. Don’t miss this exceptional opportunity to enjoy the Florida lifestyle in one of the area’s most desirable waterfront communities. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,980
Sqft
2
Garage
1971
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,932 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,932/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−43.8%
$/sqft vs Belleair Bluffs actives
$247 vs $263
Days on market
90 vs 75 typical
Where $247/sqft sits among the 23 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Belleair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
Port Belleair — neighborhood snapshot
Population
294
Median age
63
Median income
$57,150
Median home value
$409,300
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$230K → $420K
Belleair Bluffs median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
16 of 23
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 115% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 131 BLUFF VIEW DRIVE UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$168,000
131 BLUFF VIEW DRIVE UNIT 101 · same community
2 bd · 2 ba · 1,300 sqft · $129/sqft · 334 DOM
Sold · Mar ’26$199,000
131 BLUFF VIEW DRIVE UNIT 104 · same community
2 bd · 2 ba · 1,300 sqft · $153/sqft · 98 DOM
Sold · Aug ’25$234,000
131 BLUFF VIEW DRIVE UNIT 208 · same community
2 bd · 2 ba · 1,300 sqft · $180/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 131 BLUFF VIEW DRIVE UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 131 BLUFF VIEW DRIVE UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
131 BLUFF VIEW DRIVE UNIT 401 FAQs
What would the monthly payment be for 131 BLUFF VIEW DRIVE UNIT 401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,932/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 131 BLUFF VIEW DRIVE UNIT 401?+
The most recent tax bill on record (2025) was $8,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 131 BLUFF VIEW DRIVE UNIT 401?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $489,900, this home is listed about 40% above the Belleair Bluffs median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 131 BLUFF VIEW DRIVE UNIT 401?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,900 runs 115% above the BELLEAIR BLUFFS 33770 median — but at 1,980 sqft it's also 38% larger than the typical Belleair Bluffs listing.
02Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $499,900, now $489,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Whitney Taphorn. MLS #TB8504757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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