David Ramirez
$309,900$324,9002 bd2 ba1,470 sqft$211 /sqft$2,325 /mo all-in ↓

50 HARBOR VIEW LANE UNIT 11, BELLEAIR BLUFFS, FL, 33770

Active204 days on marketListed Jan 14, 2026MLS #TB8459107

Reduced $15KWaterfrontPrivate poolCondominium50 HARBOR-VIEW LANE CONDO

About this home

50 HARBOR VIEW LANE UNIT 11

LOCATION! LOCATION! *BELLEAIR BLUFFS CONDO. WATERVIEWS from master and Florida room. Just 10minutes to EXCEPTIONAL Beaches. SPACIOUS SPLIT PLAN CONDO Sitting high up on the Bluff. 2bdrm 2 bath condo with REMODELED KITCHEN, and MASTER BATHROOM offering the BONUS flex space of a large Florida room. *Units do not come up often in this building* This WELL CARED for unit offers nearly 1500sft, and the main-walk up level. As you enter, an inviting open concept welcomes you with BEAUTIFUL FLOORING. The NEW kitchen adorns white Cabinets, Granite counters, tiled backsplash, new fixtures and stainless appliances. WATERVIEW from Master offers RENOVATED Bathroom with newly tiled shower and vanity, abundant closet space and additional SITTING AREA. An exceptional sized 29-foot Florida room the length of Liv Rm & guest room will meet your needs with subtle WATERVIEWS. The HEATED & WATERFRONT POOL offers kayak launching & storage. NEW ROOF 2025. UPDATES INCLUDE-kitchen cabinets, Granite counters, stainless appliances, flooring throughout, NEW AC & water heater 2023, Hurricane windows Master & guest room 2018, NEW guest bath vanity & toilet. Large walk-in pantry & storage. The Laundry, mailbox and Elevator is located a 2steps from the unit. parking #11 is lower level. Extra storage included. service or ESA dog Permitted, & cats permitted. walk to casual /fine dining, grocery, banking, breakfast, boat ramp, and close to the beaches, golfing, and medical facilities- THIS IS A SUPERIOR LOCATION ALL AROUND! easy straight access to Tampa International Airport. Room sizes approximate, buyer to verify. MILESTONE COMPLETED and FULLY FUNDED

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,470

Sqft

1 ac

Lot size

1974

Year built

One

Levels

$211

Per sqft

Private poolWaterfrontGarden & Water view55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingElectric

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab · Stilt/On Piling
ViewGarden · Water
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2024)$2,445/yr
CommunityBuyer Approval Required · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,325 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property tax — 2024 actual bill$204
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,847
Interest rate6.00%
Loan term

Estimated payment

$2,325/mo

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$204
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$298KedgeAI estimate $720,244 · range $710K$745K$775K

vs edgeAI estimate

−57%

$/sqft vs Belleair Bluffs actives

$211 vs $263

Days on market

204 vs 93 typical

Where $211/sqft sits among the 23 Belleair Bluffs actives

6 · this home
5
4
1
5
2
$191–226$226–261$261–296$296–330$330–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Bluffs

Map of 50 HARBOR VIEW LANE UNIT 11 inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Bluffs. See the full Belleair Bluffs guide →

Harbor Bluffs — neighborhood snapshot

Population

1,626

Median age

55

Median income

$134,535

Median home value

$673,943

Avg household

3

Households w/ children

122

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Bluffs market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$234K$252K

Belleair Bluffs median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

16 of 23

Belleair Bluffs actives have cut their price

Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →

Paper trail

This home's history

CurrentPrice reduced to $309,900 $15K
Jan 14, 2026Listed at $324,900 · 204 days on market since
1974Built · 50 HARBOR-VIEW LANE CONDO

Reality check

What actually sold near 50 HARBOR VIEW LANE UNIT 11

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

521 20TH AVENUESold · Dec ’25

$783,000

521 20TH AVENUE

2 bd · 2 ba · 1,460 sqft · $536/sqft · 4 DOM

4036 CHURCH CREEK POINTSold · Feb ’26

$765,000

4036 CHURCH CREEK POINT

2 bd · 2 ba · 1,484 sqft · $515/sqft · 296 DOM

1769 BROOKSIDE BOULEVARDSold · Dec ’25

$944,000

1769 BROOKSIDE BOULEVARD

3 bd · 2 ba · 1,448 sqft · $652/sqft · 177 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 50 HARBOR VIEW LANE UNIT 11 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 50 HARBOR VIEW LANE UNIT 11 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

50 HARBOR VIEW LANE UNIT 11 FAQs

What would the monthly payment be for 50 HARBOR VIEW LANE UNIT 11?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 50 HARBOR VIEW LANE UNIT 11?+

The most recent tax bill on record (2024) was $2,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Belleair Bluffs?+

At $309,900, this home is listed about 12% below the Belleair Bluffs median of $352,450. The market section on this page shows how the area is trending.

Which schools are assigned to 50 HARBOR VIEW LANE UNIT 11?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$309,900 runs 29% above the BELLEAIR BLUFFS 33770 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

204 days on market against a Belleair Bluffs median of 93 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $324,900, now $309,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of EZ CHOICE REALTY · Stephanie Hartmann Chaconas. MLS #TB8459107.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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