100 BLUFF VIEW DRIVE UNIT 509C, BELLEAIR BLUFFS, FL, 33770
Active18 days on marketListed Jul 6, 2026MLS #TB8524237
About this home
100 BLUFF VIEW DRIVE UNIT 509C
Virtually Staged. Wake up to breathtaking intracoastal waterway views every day from this beautifully renovated 5th-floor waterfront condo in the highly desirable Harbour Club Condominiums. Perfectly positioned near the Belleair Causeway, this amenity-rich, all-ages waterfront community offers the Florida lifestyle you've been dreaming of, whether you're searching for a full-time residence or a seasonal getaway. Offering over 1,000 square feet of thoughtfully updated living space, this spacious condo features one bedroom plus a versatile bonus room that is perfect for a home office or den. Freshly painted inside and out, including the front entry door, the home welcomes you with luxury vinyl plank flooring, updated lighting throughout, and stunning water views that immediately capture your attention the moment you step inside. The kitchen has been completely opened up to create a bright, open-concept layout featuring new cabinetry, quartz countertops with barstool seating, and brand-new stainless steel appliances, making it ideal for both everyday living and entertaining. The owner's suite offers a large walk-in closet and a beautifully renovated ensuite bathroom with a frameless glass walk-in shower, while the second fully updated bathroom provides added convenience and privacy for guests. Enjoy peace of mind knowing the major updates have already been completed, including new windows, a new air conditioner, new hot water heater, and a newer community roof. Life at Harbour Club is all about embracing the waterfront lifestyle. Residents enjoy resort-style amenities including a heated pool overlooking the water, a private dock and fishing pier, kayak launch, waterfront walkway, tropical outdoor seating areas, picnic tables, shuffleboard, and beautifully maintained grounds. The monthly condominium fee includes exterior maintenance, building insurance, water, sewer, trash, cable TV, internet, and grounds maintenance. The unit also includes an under-building covered parking space and a private storage closet. Located directly on the intracoastal waterway, you're just minutes from the Gulf beaches, Belleair Causeway boat ramp, waterfront parks, shopping, dining, and entertainment. If you've been searching for move-in-ready waterfront living with spectacular views and exceptional amenities, this Harbour Club condo is one you won't want to miss.
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
1,050
Sqft
0.97 ac
Lot size
1
Garage
1973
Year built
One
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,759 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,759/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.8%
$/sqft vs Belleair Bluffs actives
$333 vs $250
Days on market
18 vs 75 typical
Where $333/sqft sits among the 24 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbour Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
Harbour Club — neighborhood snapshot
Population
255
Median age
63
Median income
$57,150
Median home value
$409,300
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$230K → $420K
Belleair Bluffs median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
17 of 24
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 100 BLUFF VIEW DRIVE UNIT 509C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$210,000
100 BLUFF VIEW DRIVE UNIT 212C · same community
1 bd · 2 ba · 1,050 sqft · $200/sqft · 109 DOM
Sold · May ’26$250,000
100 BLUFF VIEW DRIVE UNIT 207C · same community
1 bd · 2 ba · 1,050 sqft · $238/sqft · 470 DOM
Sold · May ’26$280,000
100 BLUFF VIEW DRIVE UNIT 409C · same community
1 bd · 2 ba · 1,050 sqft · $267/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 100 BLUFF VIEW DRIVE UNIT 509C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 100 BLUFF VIEW DRIVE UNIT 509C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
100 BLUFF VIEW DRIVE UNIT 509C FAQs
What would the monthly payment be for 100 BLUFF VIEW DRIVE UNIT 509C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,759/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 100 BLUFF VIEW DRIVE UNIT 509C?+
The most recent tax bill on record (2025) was $4,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 100 BLUFF VIEW DRIVE UNIT 509C?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $349,900, this home is priced right at the Belleair Bluffs median.
Which schools are assigned to 100 BLUFF VIEW DRIVE UNIT 509C?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 35% above the BELLEAIR BLUFFS 33770 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAVREALTY · McKenzie Metts. MLS #TB8524237.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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