David Ramirez
Short-Term Rental Eligible
$167,0002 bd2 ba1,248 sqft$134 /sqft$1,721 /mo all-in ↓

74 STRAPHMORE DRIVE, HAINES CITY, FL, 33844

Active19 days on marketListed Jul 10, 2026MLS #O6424208

Priced 43% below the HAINES CITY 33844 medianEst. $21K/yr short-term rental revenueManufactured HomeSWEETWATER GOLF & TENNIS CLUB ADD 01

About this home

74 STRAPHMORE DRIVE

ASSUMABLE VA Loan at 3% @approx 75LTV!!! GOLF COURSE FRONTAGE, FULLY FURNISHED, EXCELLENT CONDITION! Resort style living for an affordable price! This is the most amenities you will get for the price! The HOA includes internet, cable, sewer and water, basically everything except your electric bill lawn maintenance! This extremely well maintained Double Wide is 1248 sf with 2 beds/2 baths, includes a private lanai off the Living Room over looking the canal and golf course. Back porch also overlooks has the view. Kitchen has SS appliances and a double sink. Ready to move in and enjoy! 2023 roof, including carport plus gutters. All furniture stays upon request (ask for a list)! The laundry is currently in the hall bathroom but is piped for the garage/shed as well; Large workshop and storage area. AMAZING AMENITIES!! Enjoy 18 holes of golf for just $5 green fees. Gated, Golf Community. Other amenities include, Pickle Ball and Tennis courts, Horseshoe Pit, Bocci Ball, indoor and outdoor shuffleboard, private dock for $35 a month, RV and Rec Vehicle storage for $35/ mo, boat house with grill and screened in with tables and chairs free of charge, kayak storage, large pier with boat ramp and fish cleaning station.approx. Large Clubhouse with heated community pool, hot tub, private bar and grill, library, Pool tables, craft rooms, dozens of social clubs, Dance hall and ballroom, with Bar, and 24/7 fitness center. In this very friendly, resident-owned community, you can be as active or inactive as you choose! HOA INCLUDES A DVR PLUS 2 HD CABLE BOXES AND INTERNET! (Minimum age in this 55+ community is 50 years old) EFF 9/1/25,$50 APPLICATION FEE 1.25 hrs. from either coast. Great access to Disney, Legoland, and BOK Tower, just to name a few local attractions. SPECIAL FINANCING OPTIONS - Sellers lender will credit up to $4,000 to use their lender. Can be used toward closing costs or rate buy down.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,248

Sqft

0.1 ac

Lot size

1991

Year built

One

Levels

$134

Per sqft

Golf Course & Water viewPartially55+ community

Inside

FlooringCarpet · Ceramic Tile · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Skylight(s) · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Recovery Unit
FurnishedPartially

Outside & construction

RoofShingle
ConstructionMetal Siding
FoundationCrawlspace
ViewGolf Course · Water
FacesNorth
ParkingCovered · Driveway
ExteriorFrench Doors · Irrigation System · Rain Gutters · Storage

Community & fees

HOA fee$387/mo
Taxes (2025)$1,400/yr
PetsNumber Limit, Size Limit
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · Private Boat Ramp · Water Access · Buyer Approval Required · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Private · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,721 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$983
FHA mortgage insurance (est.)$74
Property tax — 2025 actual bill$117
HOA fee — from the listing$387
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,845Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,845
Interest rate6.00%
Loan term

Estimated payment

$1,721/mo

Principal & interest$983
FHA mortgage insurance (est.)$74
Property taxes (actual bill)$117
HOA / condo fee$387
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $167K
$135KedgeAI estimate $155,437 · range $141K$172K$178K

vs edgeAI estimate

+7.4%

$/sqft vs SWEETWATER GOLF & TENNIS CLUB ADD 01

$134 vs $145

Days on market

19 vs 36 typical

Where $134/sqft sits among the 17 homes for sale in SWEETWATER GOLF & TENNIS CLUB ADD 01

2
2
2 · this home
3
6
2
$79–98$98–116$116–135$135–153$153–172$172+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$20,625/yr gross

Avg nightly rate$128
Occupancy (comp set)48%
CommunitySweetwater Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketHaines City
Annual gross at median$25,200
Gross yield on this price15.1%
Homes for rent right now148

Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

40%

Occupancy

▼ 33% yr/yr

$210

Avg nightly rate

▲ 4% yr/yr

$17K/yr

Revenue per listing

$87

RevPAR

69 days

Booking lead time

6.4 nights

Avg stay

3

Typical min nights

447

Active rentals

▼ 5% supply

Seasonality — monthly occupancy

Peaks at 57% in Mar · bottoms at 29% in Sep

36%
51%
57%
45%
31%
31%
46%
36%
29%
34%
36%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Sweetwater Golf And Tennis Club

Map of 74 STRAPHMORE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World32 min
Universal Orlando42 min
Downtown Orlando48 min
Orlando Int’l Airport (MCO)53 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sweetwater Club is a short-term-rental community. See the full guide →

Sweetwater Golf And Tennis Club — neighborhood snapshot

Population

1,632

Median age

70

Median income

$70,273

Median home value

$28,345

Avg household

2

Households w/ children

15%

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
HighHaines City Senior High School★★★★★
ElementaryHorizons Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$311K$320K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

7 of 17

SWEETWATER GOLF & TENNIS CLUB ADD 01 have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $167,000 · 19 days on market since
1991Built · SWEETWATER GOLF & TENNIS CLUB ADD 01

Reality check

What actually sold near 74 STRAPHMORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

147 VICTORIA DRIVESold · Sep ’25

$160,000

147 VICTORIA DRIVE · same community

2 bd · 2 ba · 1,196 sqft · $134/sqft · 5 DOM

57 STRAPHMORE DRIVESold · Apr ’26

$165,000

57 STRAPHMORE DRIVE · same community

2 bd · 2 ba · 1,344 sqft · $123/sqft · 68 DOM

331 MELBOURN DRIVESold · Nov ’25

$178,000

331 MELBOURN DRIVE · same community

2 bd · 2 ba · 1,350 sqft · $132/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 74 STRAPHMORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 74 STRAPHMORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

74 STRAPHMORE DRIVE FAQs

What would the monthly payment be for 74 STRAPHMORE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,721/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 74 STRAPHMORE DRIVE?+

The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 74 STRAPHMORE DRIVE?+

The most recent tax bill on record (2025) was $1,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 74 STRAPHMORE DRIVE be rented short-term?+

Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 74 STRAPHMORE DRIVE?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $167,000, this home is listed about 47% below the Haines City median of $314,900. The market section on this page shows how the area is trending.

Which schools are assigned to 74 STRAPHMORE DRIVE?+

Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HAINES CITY 33844 market on paper

$167,000 is 43% below the HAINES CITY 33844 median of $295,000, and at $134/sqft it sits under the Haines City average of $177.

02Zoned for nightly rentals

Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

Listing courtesy of GREAT WESTERN REALTY · Jarrett West. MLS #O6424208.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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