David Ramirez
Short-Term Rental Eligible
$169,900$179,9002 bd2 ba1,008 sqft$169 /sqft$1,676 /mo all-in ↓

33 EDINBURGH DRIVE, HAINES CITY, FL, 33844

Active460 days on marketListed May 1, 2025MLS #L4952608

Priced 42% below the HAINES CITY 33844 medianEst. $20K/yr short-term rental revenueReduced $10KManufactured HomeSWEETWATER GOLF & TENNIS CLUB ADD 01

About this home

33 EDINBURGH DRIVE

Situated on a dead-end street in a friendly 55+ community where you own your own land. No land lease. This home located in Sweetwater Golf and Tennis, has been very well maintained and is mostly furnished for the new owner. The updates include, rubber roof-over in 2018, new maple cabinets and Corian counter tops with an island for food prep is less than 5 years old. The A/C unit is older, but just recently had new duct work and capacitor installed, it has been inspected and had annual maintenance performed by a reputable company every year. This lovely home, located on the perimeter of the community will have no neighbors behind. All the windows are double pane to help with cooling, heating and noise when necessary. All the flooring is easy to care for vinyl, tile, or laminate. The master suite located at the rear of the house has a bonus area that can be a hide-away office, craft room or even extra sleeping space if needed. This area also has two nice sized walk-in closets for his & her storage. The updated master bath has large tiled shower and double vanities. All plumbing is updated. In addition to being mostly furnished, there will also be a golf cart included for your enjoyment. This home and community are conveniently located close to I-4 for travel and also close to all shopping and dining. The entertainment of central Florida is within one hour of travel and the beaches are less than 2 hours away for either coast. Residents of Sweetwater Golf and Tennis enjoy an impressive selection of resort-style amenities, including a scenic golf course with affordable green fees, picturesque views of Lake Henry, boating and fishing access, a heated and cooled swimming pool, hot tub, fitness center, tennis and pickleball courts, shuffleboard, bocce ball, horseshoes, and a vibrant clubhouse featuring a library, billiards room, game room, ballroom, full bar, and regular community events and social activities throughout the year. With an HOA that covers water, sewer, trash service, cable, and Wi-Fi, this exceptional home delivers the perfect combination of convenience, recreation, and carefree Florida living. This is your chance to enjoy the active lifestyle you’ve been dreaming of in one of the area’s most welcoming communities

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,008

Sqft

0.09 ac

Lot size

1990

Year built

One

Levels

$169

Per sqft

55+ community

Inside

FlooringLaminate · Tile · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer · Water Purifier
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor
LaundryOutside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorAwning(s) · Irrigation System

Community & fees

HOA fee$387/mo
Taxes (2024)$640/yr
PetsCats OK, Dogs OK, Number Limit
CommunityDock · Fishing · Lake · Private Boat Ramp · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Available · Sewer Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,676 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,000
FHA mortgage insurance (est.)$75
Property tax — 2024 actual bill$53
HOA fee — from the listing$387
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,947Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,947
Interest rate6.00%
Loan term

Estimated payment

$1,676/mo

Principal & interest$1,000
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$53
HOA / condo fee$387
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $170K
$131KedgeAI estimate $146,692 · range $137K$159K$177K

vs edgeAI estimate

+15.8%

$/sqft vs SWEETWATER GOLF & TENNIS CLUB ADD 01

$169 vs $138

Days on market

460 vs 38 typical

Where $169/sqft sits among the 17 homes for sale in SWEETWATER GOLF & TENNIS CLUB ADD 01

2
2
3
3
5 · this home
2
$79–98$98–116$116–135$135–153$153–172$172+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$20,091/yr gross

Avg nightly rate$127
Occupancy (comp set)47%
CommunitySweetwater Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketHaines City
Annual gross at median$26,400
Gross yield on this price15.5%
Homes for rent right now108

Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

40%

Occupancy

▼ 33% yr/yr

$210

Avg nightly rate

▲ 4% yr/yr

$17K/yr

Revenue per listing

$87

RevPAR

69 days

Booking lead time

6.4 nights

Avg stay

3

Typical min nights

447

Active rentals

▼ 5% supply

Seasonality — monthly occupancy

Peaks at 57% in Mar · bottoms at 29% in Sep

36%
51%
57%
45%
31%
31%
46%
36%
29%
34%
36%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Sweetwater Golf And Tennis Club

Map of 33 EDINBURGH DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World32 min
Universal Orlando42 min
Downtown Orlando48 min
Orlando Int’l Airport (MCO)53 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sweetwater Club is a short-term-rental community. See the full guide →

Sweetwater Golf And Tennis Club — neighborhood snapshot

Population

1,632

Median age

70

Median income

$70,273

Median home value

$28,345

Avg household

2

Households w/ children

15%

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
HighHaines City Senior High School★★★★★
ElementaryHorizons Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$319K$321K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

6 of 17

SWEETWATER GOLF & TENNIS CLUB ADD 01 have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

CurrentPrice reduced to $169,900 $10K
May 1, 2025Listed at $179,900 · 460 days on market since
1990Built · SWEETWATER GOLF & TENNIS CLUB ADD 01

Reality check

What actually sold near 33 EDINBURGH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

253 RAMSGATE WAYSold · Apr ’26

$149,900

253 RAMSGATE WAY · same community

2 bd · 2 ba · 1,000 sqft · $150/sqft · 115 DOM

103 LEOPOLD LANESold · Jan ’26

$142,000

103 LEOPOLD LANE · same community

2 bd · 2 ba · 984 sqft · $144/sqft · 282 DOM

16 EDINBURGH DRIVESold · Feb ’26

$169,900

16 EDINBURGH DRIVE · same community

2 bd · 2 ba · 1,040 sqft · $163/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 33 EDINBURGH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 33 EDINBURGH DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

33 EDINBURGH DRIVE FAQs

What would the monthly payment be for 33 EDINBURGH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,676/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 33 EDINBURGH DRIVE?+

The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 33 EDINBURGH DRIVE?+

The most recent tax bill on record (2024) was $640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 33 EDINBURGH DRIVE be rented short-term?+

Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 33 EDINBURGH DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $169,900, this home is listed about 46% below the Haines City median of $312,450. The market section on this page shows how the area is trending.

Which schools are assigned to 33 EDINBURGH DRIVE?+

Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the HAINES CITY 33844 market on paper

$169,900 is 42% below the HAINES CITY 33844 median of $295,000, and at $169/sqft it sits under the Haines City average of $187.

02Zoned for nightly rentals

Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

460 days on market against a Haines City median of 38 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $179,900, now $169,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of SWEETWATER RESALES · Anita Love. MLS #L4952608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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