David Ramirez
Short-Term Rental Eligible
$159,9002 bd2 ba1,040 sqft$154 /sqft$1,660 /mo all-in ↓

102 NEWCASTLE BOULEVARD, HAINES CITY, FL, 33844

Active132 days on marketListed Mar 29, 2026MLS #L4960684

Priced 46% below the HAINES CITY 33844 medianEst. $21K/yr short-term rental revenueManufactured HomeSWEETWATER GOLF & TENNIS CLUB ADD 01

About this home

102 NEWCASTLE BOULEVARD

This well maintained 1990 Palm Harbor home sits on a corner lot. 1040 SF plus 117 additional as part of the Florida room attached to the living room. Air conditioning, and roof replaced 2023. Double pane windows with vinyl siding makes for easy upkeep. Kitchen was updated in 2005 with drawers and lazy Susan for ease of storage. Dishwasher & Microwave was replaced in 2024; hot water tank was new in 2022. No gray pipe plumbing to be concerned about. Nice shaded front porch for sitting and watching traffic and pedestrians enjoy their morning walks. House is partially furniture with a king size bed, sofa, coffee table, side tables and dinette table including 4 chairs. Laundry is located in the rear entrance to the home. Golf Cart is also included. Come join this active community with something for everyone to enjoy and take part in, no boredom.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,040

Sqft

0.11 ac

Lot size

1990

Year built

One

Levels

$154

Per sqft

Partially55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorShade Shutter(s)

Community & fees

HOA fee$387/mo
Taxes (2025)$1,213/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityDock · Fishing · Lake · Private Boat Ramp · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Well · Street Lights · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,660 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$941
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$101
HOA fee — from the listing$387
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,597
Interest rate6.00%
Loan term

Estimated payment

$1,660/mo

Principal & interest$941
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$101
HOA / condo fee$387
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $160K
$133KedgeAI estimate $148,074 · range $138K$161K$167K

vs edgeAI estimate

+8%

$/sqft vs SWEETWATER GOLF & TENNIS CLUB ADD 01

$154 vs $157

Days on market

132 vs 42 typical

Where $154/sqft sits among the 14 homes for sale in SWEETWATER GOLF & TENNIS CLUB ADD 01

1
1
2
3
5 · this home
2
$79–98$98–116$116–135$135–153$153–172$172+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$20,625/yr gross

Avg nightly rate$128
Occupancy (comp set)48%
CommunitySweetwater Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,175/mo median

MarketHaines City
Annual gross at median$26,100
Gross yield on this price16.3%
Homes for rent right now117

Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

40%

Occupancy

▼ 33% yr/yr

$210

Avg nightly rate

▲ 4% yr/yr

$17K/yr

Revenue per listing

$87

RevPAR

69 days

Booking lead time

6.4 nights

Avg stay

3

Typical min nights

447

Active rentals

▼ 5% supply

Seasonality — monthly occupancy

Peaks at 57% in Mar · bottoms at 29% in Sep

36%
51%
57%
45%
31%
31%
46%
36%
29%
34%
36%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Sweetwater Golf And Tennis Club

Map of 102 NEWCASTLE BOULEVARD inside its neighborhood boundary

Drive times from this address

Walt Disney World32 min
Universal Orlando42 min
Downtown Orlando48 min
Orlando Int’l Airport (MCO)53 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sweetwater Club is a short-term-rental community. See the full guide →

Sweetwater Golf And Tennis Club — neighborhood snapshot

Population

1,632

Median age

70

Median income

$70,273

Median home value

$28,345

Avg household

2

Households w/ children

15%

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
HighHaines City Senior High School★★★★★
ElementaryHorizons Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$319K$300K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

6 of 14

SWEETWATER GOLF & TENNIS CLUB ADD 01 have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Mar 29, 2026Listed at $159,900 · 132 days on market since
1990Built · SWEETWATER GOLF & TENNIS CLUB ADD 01

Reality check

What actually sold near 102 NEWCASTLE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16 EDINBURGH DRIVESold · Feb ’26

$169,900

16 EDINBURGH DRIVE · same community

2 bd · 2 ba · 1,040 sqft · $163/sqft · 59 DOM

253 RAMSGATE WAYSold · Apr ’26

$149,900

253 RAMSGATE WAY · same community

2 bd · 2 ba · 1,000 sqft · $150/sqft · 115 DOM

103 LEOPOLD LANESold · Jan ’26

$142,000

103 LEOPOLD LANE · same community

2 bd · 2 ba · 984 sqft · $144/sqft · 282 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 102 NEWCASTLE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 102 NEWCASTLE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

102 NEWCASTLE BOULEVARD FAQs

What would the monthly payment be for 102 NEWCASTLE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,660/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 102 NEWCASTLE BOULEVARD?+

The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 102 NEWCASTLE BOULEVARD?+

The most recent tax bill on record (2025) was $1,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 102 NEWCASTLE BOULEVARD be rented short-term?+

Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 102 NEWCASTLE BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $159,900, this home is listed about 49% below the Haines City median of $311,390. The market section on this page shows how the area is trending.

Which schools are assigned to 102 NEWCASTLE BOULEVARD?+

Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HAINES CITY 33844 market on paper

$159,900 is 46% below the HAINES CITY 33844 median of $294,644, and at $154/sqft it sits under the Haines City average of $187.

02Zoned for nightly rentals

Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

132 days on market against a Haines City median of 42 — sellers in this position are usually ready to negotiate.

Listing courtesy of SWEETWATER RESALES · Anita Love. MLS #L4960684.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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