144 VICTORIA DRIVE, HAINES CITY, FL, 33844
Active52 days on marketListed Jun 20, 2026MLS #L4962887
About this home
144 VICTORIA DRIVE
Are you looking for an active 55+ community? You have found one that will check all your boxes. This friendly community known as Sweetwater Golf and Tennis is just the place. This very well-maintained home has a nice single car garage to keep your vehicle out of the Florida Sun. Being a perimeter home with the pickleball and tennis court behind you gives you entertainment and the knowledge, no neighbors behind you. The roof was installed in 2023 and the A/C unit in 2021. There are new carpeting and laminate flooring throughout the main house with tile in both bathrooms. The electrical breaker box and wiring have been updated. Laundry is located in the garage. This property has a very nice outside sitting area for relaxing and watching the activities of the tennis & pickleball courts. The lanai in not air conditioned but does provide a nice addition to the home for entertaining. The home is within walking close to the clubhouse and the golf course. The Community is located a short distance from shopping and grocery stores, as well as having convenient access to I-4 and Central Florida activities and attractions. Residents of Sweetwater Golf and Tennis enjoy an impressive selection of resort-style amenities, including the scenic golf course with affordable green fees, picturesque views of Lake Henry, boating and fishing access, a heated swimming pool, hot tub, fitness center, shuffleboard, bocce ball, horseshoes and a vibrant clubhouse featuring a library, billiards room, game room, full bar, and regular community events and social activities throughout the year. With an HOA that covers water, sewer, trash service, cable, and Wi-Fi, this exceptional home delivers the perfect combination of convenience, recreation and carefree Florida living. This is your chance to enjoy the active lifestyle you've been dreaming of in one of the area's most welcoming communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,066
Sqft
0.1 ac
Lot size
1
Garage
1989
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,752 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,752/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.7%
$/sqft vs SWEETWATER GOLF & TENNIS CLUB ADD 01
$164 vs $154
Days on market
52 vs 42 typical
Where $164/sqft sits among the 14 homes for sale in SWEETWATER GOLF & TENNIS CLUB ADD 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
6 of 14
SWEETWATER GOLF & TENNIS CLUB ADD 01 have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 144 VICTORIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$169,900
16 EDINBURGH DRIVE · same community
2 bd · 2 ba · 1,040 sqft · $163/sqft · 59 DOM
Sold · Apr ’26$149,900
253 RAMSGATE WAY · same community
2 bd · 2 ba · 1,000 sqft · $150/sqft · 115 DOM
Sold · Jan ’26$142,000
103 LEOPOLD LANE · same community
2 bd · 2 ba · 984 sqft · $144/sqft · 282 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 144 VICTORIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 144 VICTORIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
144 VICTORIA DRIVE FAQs
What would the monthly payment be for 144 VICTORIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,752/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 144 VICTORIA DRIVE?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 144 VICTORIA DRIVE?+
The most recent tax bill on record (2025) was $1,166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 144 VICTORIA DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 144 VICTORIA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $175,000, this home is listed about 44% below the Haines City median of $314,990. The market section on this page shows how the area is trending.
Which schools are assigned to 144 VICTORIA DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAINES CITY 33844 market on paper
$175,000 is 41% below the HAINES CITY 33844 median of $295,000, and at $164/sqft it sits under the Haines City average of $188.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $179,900, now $175,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SWEETWATER RESALES · Anita Love. MLS #L4962887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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