1112 PALMETTO STREET, NEW SMYRNA BEACH, FL, 32168
Active19 days on marketListed Jul 31, 2026MLS #NS1088833
About this home
1112 PALMETTO STREET
Step back to a time when neighbors waved from the front porch and afternoons were spent under the shade of towering trees without sacrificing the comforts of today. Built in 1926 and lovingly maintained, this timeless 3-bed, 2-bath Craftsman-style home is tucked away on a low-traffic street just blocks from the shops, restaurants, and entertainment of historic Canal Street. From the welcoming front porch swing to the private backyard oasis, every space invites you to slow down and enjoy the best of coastal living. The screen-enclosed, heated saltwater pool is the perfect place to unwind, complete with an outdoor shower, spacious pool deck, and plenty of room for entertaining. The backyard firepit is perfect on cool evenings. Take advantage of the generous yard space for gardening, pets, and outdoor activities. Manicured landscaping features mature shade trees, flowering butterfly plants, and privacy hedges, while the fenced front and back yards provide both charm and functionality. Inside, the home's character has been beautifully preserved with original heart-of-pine wood floors, crown molding throughout, and classic board-and-batten wainscoting that perfectly complements its Craftsman architecture. The updated kitchen blends historic charm with modern convenience, offering custom cabinetry, granite countertops, and stainless steel appliances. The spacious first-floor primary suite provides a peaceful retreat with French doors opening directly onto the pool deck, creating a seamless indoor-outdoor lifestyle. Upstairs, two guest bedrooms offer privacy in a split-bedroom layout ideal for family or visitors. A detached oversized two-car garage provides excellent storage and workspace, while additional parking alongside the garage offers room for an RV or boat. One of the greatest luxuries of this location is choice. Walk to dinner, coffee, art galleries, farmers markets, and festivals on Canal Street, or take a short trip to Flagler Avenue and the beach. Enjoy all the excitement New Smyrna Beach has to offer, then return home to the peace and quiet of one of the city's most desirable historic neighborhoods. Historic character, modern updates, and an unbeatable location—this is New Smyrna Beach living at its finest.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,642
Sqft
0.21 ac
Lot size
2
Garage
1926
Year built
Two
Levels
$518
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,433 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,433/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.8%
$/sqft vs New Smyrna Beach actives
$518 vs $368
Days on market
19 vs 73 typical
Where $518/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Mainland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
South Mainland — neighborhood snapshot
Population
1,029
Median age
56
Median income
$61,397
Median home value
$308,200
Avg household
2
Households w/ children
56%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
220 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1112 PALMETTO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$5,625,000
1010 S RIVERSIDE DRIVE · same community
5 bd · 5.5 ba · 4,232 sqft · $1,329/sqft · 5 DOM
Sold · Mar ’26$317,500
138 PARK BOULEVARD
3 bd · 3 ba · 1,632 sqft · $195/sqft · 42 DOM
Sold · Oct ’25$174,000
1404 ELIZABETH STREET
3 bd · 2 ba · 1,620 sqft · $107/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1112 PALMETTO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1112 PALMETTO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1112 PALMETTO STREET FAQs
What would the monthly payment be for 1112 PALMETTO STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,433/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1112 PALMETTO STREET?+
The most recent tax bill on record (2025) was $4,412. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $850,000, this home is listed about 62% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1112 PALMETTO STREET?+
Read-Pattillo Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Sylvan McElroy. MLS #NS1088833.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 1112 PALMETTO STREET but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →