
1212 S RIVERSIDE DRIVE, NEW SMYRNA BEACH, FL, 32168
Active186 days on marketListed Feb 3, 2026MLS #NS1087229
About this home
1212 S RIVERSIDE DRIVE
Set behind a private gate along the coveted Riverside Drive, this extraordinary residence providing two deep water slips is a refined expression of timeless Southern Colonial architecture, thoughtfully designed for modern living in New Smyrna Beach. From the moment you step onto the front porch, the home sets the tone for an elevated lifestyle defined by elegance, privacy, and a seamless connection to the water. Built in 2012 with enduring craftsmanship, the home’s classic symmetry, deep covered porches, and architectural detailing reflect the grace and longevity of Southern Colonial design. Poured-concrete porches, smooth stucco finishes, brick-accented entry steps, custom fencing, and fiberglass colonial shutters create a composed and welcoming façade, while a commercial-grade gate operator provides secure, seamless entry. Inside, more than 4,600 square feet of curated living space unfolds across five bedrooms and four full baths, including a fully self-contained in-law suite with its own kitchen, living and dining areas, bath, and private access—ideal for multigenerational living or extended guests. Oak floors in custom lengths and widths ground the main living areas, flowing effortlessly through the open great room and casual dining space with understated sophistication. The kitchen blends tailored design with effortless functionality, serving as both a visual centerpiece and a highly livable space. Custom cabinetry, quartz countertops and backsplash, designer lighting, and a premier appliance suite—including a 48” Sub-Zero refrigerator, 48” Wolf gas range, Cove dishwasher, beverage refrigerator, and pantry—make it perfectly suited for intimate gatherings or elevated entertaining. Upstairs, the primary suite serves as a true spa-like retreat, offering exceptional privacy, comfort, and quiet luxury. A dedicated office, spa-inspired bath with soaking tub and walk-in shower, an oversized custom closet, and a private balcony overlooking the Intracoastal create a serene escape that feels both indulgent and restorative. Two additional guest bedrooms are thoughtfully connected by a Jack-and-Jill bath, providing comfort and functionality for family or guests. Outdoors, the private dock delivers true riverfront living, offering direct access to the Intracoastal and effortless boating within minutes of the Yacht Club—where the coastal lifestyle seamlessly blends with an elevated social life. Designed for comfort and efficiency, the residence features closed-cell insulation, gas tankless water heaters, multiple laundry hookups, enhanced sound insulation between living spaces, and a fully fenced yard. Recent enhancements from 2023–2025 further elevate the home, including new HVAC systems, fresh interior finishes, updated lighting, frameless glass shower enclosures, a whole-home generator, upgraded water filtration, and integrated custom storage throughout. Outdoor living is further enhanced by redesigned front and rear landscaping and a serene cold plunge added in 2025—creating a private coastal sanctuary just moments from Historic Canal Street, the Yacht Club & the beach. A spacious three-car garage provides ample room for vehicles and storage. Rooted in timeless Southern Colonial architecture yet tailored for today’s refined coastal lifestyle, this Riverside Drive residence offers classic design, modern luxury, and an exceptional waterfront setting rarely found in New Smyrna Beach. Private showings available by appointment only.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,653
Sqft
0.26 ac
Lot size
3
Garage
2012
Year built
Two
Levels
$694
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$21,261 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,261/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$694 vs $378
Days on market
186 vs 68 typical
Where $694/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Mainland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
South Mainland — neighborhood snapshot
Population
1,029
Median age
56
Median income
$61,397
Median home value
$308,200
Avg household
2
Households w/ children
56%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 762% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1212 S RIVERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$5,625,000
1010 S RIVERSIDE DRIVE · same community
5 bd · 5.5 ba · 4,232 sqft · $1,329/sqft · 5 DOM
Sold · Mar ’26$4,400,000
1212 COMMODORE DRIVE
4 bd · 5.5 ba · 4,660 sqft · $944/sqft · 298 DOM
Sold · Feb ’26$2,700,000
1219 COMMODORE DRIVE
6 bd · 4.5 ba · 4,827 sqft · $559/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1212 S RIVERSIDE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1212 S RIVERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1212 S RIVERSIDE DRIVE FAQs
What would the monthly payment be for 1212 S RIVERSIDE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,261/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1212 S RIVERSIDE DRIVE?+
The most recent tax bill on record (2025) was $29,527. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1212 S RIVERSIDE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $3,230,000, this home is listed about 528% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1212 S RIVERSIDE DRIVE?+
Read-Pattillo Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,230,000 runs 762% above the NEW SMYRNA BEACH 32168 median — but at 4,653 sqft it's also nearly 3 times the size of the typical New Smyrna Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
186 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of THE HIGH TIDE GROUP · Tara Lyall. MLS #NS1087229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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