102 DESOTO DRIVE, NEW SMYRNA BEACH, FL, 32169
Active837 days on marketMLS #NS1077108
About this home
102 DESOTO DRIVE
North Causeway .43 Acre Zoned - Commercial / Residential, Vacant Corner Lot ready for development in the heart of New Smyrna Beach. Located just feet from popular Outriggers Marina/Restaurant with direct frontage of busy North Causeway. Unlimited possibilities for impactful addition to New Smyrna or Long term Investment holding. current City/County Infrastructure site project enhances the value and opportunity on this lot, Call for details. Vacant Land in East New Smyrna is a rare find so inquire today and this is the last vacant lot along the North Causeway. SELLER FINANCING with 40% down, 3-5 year balloon, 8% int.
Facts & features
The home at a glance
0.43 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$5,477 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,477/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Coronado Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Island — neighborhood snapshot
Population
1,002
Median age
62
Median income
$79,564
Median home value
$622,700
Avg household
2
Households w/ children
61%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Reality check
What actually sold near 102 DESOTO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$712,000
200 SALUDO STREET · same community
2 bd · 1.5 ba · 1,620 sqft · $440/sqft · 44 DOM
Sold · Dec ’25$5,700,000
472 DESOTO DRIVE · same community
4 bd · 5 ba · 4,464 sqft · $1,277/sqft · 244 DOM
Sold · Aug ’25$227,000
215 ALMA COURT
2 bd · 1 ba · 649 sqft · $350/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 DESOTO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 DESOTO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
102 DESOTO DRIVE FAQs
What would the monthly payment be for 102 DESOTO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,477/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in New Smyrna Beach?+
At $795,000, this home is listed about 55% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 102 DESOTO DRIVE?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$795,000 runs 53% above the NEW SMYRNA BEACH 32169 median.
02Time on market is leverage
837 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Garat Oates. MLS #NS1077108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 102 DESOTO DRIVE but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →