David Ramirez
$794,000$799,0003 bd2 ba1,565 sqft$507 /sqft$6,623 /mo all-in ↓

4139 S. ATLANTIC AVENUE UNIT B504, NEW SMYRNA BEACH, FL, 32169

Active1081 days on marketMLS #NS1075115

Reduced $5KWaterfrontFully furnishedCondominiumMOONTIDE CONDO

About this home

4139 S. ATLANTIC AVENUE UNIT B504

The newly renovated direct Oceanfront Condo has floor-to-ceiling sliding glass doors and a private balcony, which offers breathtaking ocean views!!! Imagine yourself relaxing on the non-drive beach watching the ocean unfurl while the breeze nourishes your soul. Your mind is at ease, just nature at its best. As you walk-in, the non-slip stone flooring ($20K) gives you a sense of openness. The décor is nautical with creative touches. All furnishings are left for the convenience of the Buyer making it turnkey. There is a wraparound couch, lounge, two recliners and a dining room that seats six and two bar stools. There is a murphy bed in the living room for additional sleeping. The kitchen has new cabinets, appliances, granite counter tops and a vaulted kitchen ceiling. The double glass door opens into the master bedroom, which has a king size bed and oversized doorways. There is a walk-in shower and plenty of closet space. The two guest bedrooms have twin beds with views of the Intracoastal waterway. The guest bath offers a tub/shower combination. Let us not forget the inside full-size washer and dryer. The condo has a strong rental history with the potential to make $40k plus. The complex is known for resort like accommodations and is gated to include a rooftop heated pool with plenty of seating and amazing area to watch the shuttle launches, open garage parking with luggage carts, fitness room, shuffleboard courts, tennis and pickle ball court, social room with a kitchen and bicycle and storage area. Come and live the dream on our 13-mile stretch of sandy beaches. We are more than just a beach town. Discover for yourself why so many love New Smyrna Beach.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,565

Sqft

1

Garage

1983

Year built

Three Or More

Levels

$507

Per sqft

WaterfrontFurnishedPets allowed

Inside

FlooringBrick/Stone
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Elevator · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofCement
ConstructionConcrete · Stucco
FoundationStilt/On Piling
ParkingOn Street · Open · Oversized · Under Building · Underground
ExteriorBalcony · French Doors

Community & fees

HOA fee$1,153/mo
PetsYes
CommunityGulf/Ocean Front · Pool

Utilities & systems

WaterSee Remarks

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$6,623 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,284
PMI (est., until 20% equity)$298
Est. property taxes (1.1%/yr)$728
Condo fee — from the listing$1,153
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,400
Interest rate6.00%
Loan term

Estimated payment

$6,623/mo

Principal & interest$4,284
PMI (est., until 20% equity)$298
Est. property taxes$728
HOA / condo fee$1,153
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $794K
$637KedgeAI estimate $668,359 · range $664K$679K$826K

vs edgeAI estimate

+18.8%

$/sqft vs New Smyrna Beach actives

$507 vs $373

Days on market

1081 vs 70 typical

Where $507/sqft sits among the 400 New Smyrna Beach actives

160
82
76 · this home
37
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coronado Beach

Map of 4139 S. ATLANTIC AVENUE UNIT B504 inside its neighborhood boundary

Drive times from this address

Downtown Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Coronado Beach — neighborhood snapshot

Population

3,992

Median age

63

Median income

$118,703

Median home value

$433,870

Avg household

2

Households w/ children

173

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

213 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $794,000 $5K
1983Built · MOONTIDE CONDO

Reality check

What actually sold near 4139 S. ATLANTIC AVENUE UNIT B504

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4139 S ATLANTIC AVENUE UNIT B606Sold · Mar ’26

$627,000

4139 S ATLANTIC AVENUE UNIT B606 · same community

3 bd · 2 ba · 1,565 sqft · $401/sqft · 163 DOM

4139 S ATLANTIC AVENUE UNIT A504Sold · Apr ’26

$667,000

4139 S ATLANTIC AVENUE UNIT A504 · same community

3 bd · 2 ba · 1,449 sqft · $460/sqft · 136 DOM

4139 S ATLANTIC AVENUE UNIT B103Sold · Jun ’26

$520,000

4139 S ATLANTIC AVENUE UNIT B103 · same community

2 bd · 2 ba · 1,385 sqft · $375/sqft · 157 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4139 S. ATLANTIC AVENUE UNIT B504 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4139 S. ATLANTIC AVENUE UNIT B504 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

4139 S. ATLANTIC AVENUE UNIT B504 FAQs

What would the monthly payment be for 4139 S. ATLANTIC AVENUE UNIT B504?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,623/mo — principal and interest, estimated property taxes, the $1,153/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4139 S. ATLANTIC AVENUE UNIT B504?+

The association fee works out to $1,153 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 4139 S. ATLANTIC AVENUE UNIT B504?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $794,000, this home is listed about 54% above the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.

Which schools are assigned to 4139 S. ATLANTIC AVENUE UNIT B504?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$794,000 runs 53% above the NEW SMYRNA BEACH 32169 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,153/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

1081 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of SACHS REALTY, INC. · Melynda Sachs. MLS #NS1075115.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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