837 7TH STREET, NEW SMYRNA BEACH, FL, 32169
Active416 days on marketListed Jun 17, 2025MLS #NS1085197
About this home
837 7TH STREET
Only Two Available – Ocean View • Short-Term Rental Zone • Ready to Build One of only two premium lots recently rezoned for single-family + short-term rentals! Sitting just off Atlantic Ave & 7th, this 75 x 100 lot offers not only ocean views, but also serious income potential in one of New Smyrna Beach’s hottest zones. Steps to the sand No HOA Cleared & ready to build Airbnb goldmine opportunity Build your beach house + cash-flow rental dream today. This won’t last.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,771 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,503/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32169 — neighborhood snapshot
Population
10,527
Median age
64.3
Median income
$99,260
Median home value
$485,400
Avg household
1.74
Households w/ children
373
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 837 7TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$150,000
121 VALENCIA DRIVE
2 bd · 1 ba · 606 sqft · $248/sqft · 36 DOM
Sold · Apr ’26$125,000
526 LIVE OAK STREET UNIT 105
1 bd · 1 ba · 672 sqft · $186/sqft · 30 DOM
Sold · Dec ’25$193,000
464 PALMETTO STREET
2 bd · 1 ba · 720 sqft · $268/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 837 7TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 837 7TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
837 7TH STREET FAQs
What would the monthly payment be for 837 7TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,771/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 837 7TH STREET?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $799,000, this home is listed about 55% above the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.
Which schools are assigned to 837 7TH STREET?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 54% above the NEW SMYRNA BEACH 32169 median.
02Time on market is leverage
416 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $815,000, now $799,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KINCAID REALTY · Roger Kincaid. MLS #NS1085197.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 837 7TH STREET but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →