David Ramirez

1301 DUFF ROAD, LAKELAND, FL, 33810

Active93 days on marketListed Apr 23, 2026MLS #L4961353

About this home

1301 DUFF ROAD

Prime 5.56 Acres | North Lakeland (33810) | Exceptional Frontage & Development Potential Discover a rare land opportunity in one of Lakeland’s fastest-growing corridors. This 5.56-acre assemblage in North Lakeland includes three parcels (L4961354 - 0.70, 0.72, and L4961353 - 4.14 acres) being sold together—perfect for developers, investors, or anyone envisioning a private estate with room to grow. Positioned just off US Highway 98 North, the property features 803 feet of prime frontage on Duff Road — delivering outstanding visibility, access, and flexibility for future use. With an approximate 300-foot depth, the layout supports a variety of residential or investment configurations. (Three lots - 593 feet plus 105 feet plus 105 feet for a total of 803 feet of prime frontage on Duff Road.) Located in rapidly expanding North Lakeland, the site benefits from strong nearby residential, commercial and retail growth with an increasing demand for land. Quick access to I-4 connects you to Tampa, Orlando, and the broader Central Florida market—enhancing both commuter appeal and long-term value. Key Highlights 5.56 total acres (3 parcels sold together) 803 ft frontage on Duff Rd Prime location just off US-98 N in North Lakeland (33810) Utilities nearby (water & electric) Ideal for residential, commercial, retail development, subdivision, private estate, or buy-and-hold Close to shopping, schools, and major roadways Whether you’re planning multiple homesites, a private compound, or a strategic land hold in a high-growth area, this property offers the scale, frontage, and location to bring your vision to life. Lakeland’s continued growth makes this an opportune time to invest. Buyers are encouraged to verify zoning, land use, and development options with local authorities.

Facts & features

The home at a glance

4.14 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesSouth

Community & fees

Taxes (2025)$1,542/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,193 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$129
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,990
Interest rate6.00%
Loan term

Estimated payment

$5,193/mo

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property taxes (actual bill)$129
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lakeland

Map of 1301 DUFF ROAD

Drive times from this address

Downtown Tampa40 min
Walt Disney World42 min
Tampa Int’l Airport (TPA)51 min
Universal Orlando52 min
Downtown Orlando58 min
Orlando Int’l Airport (MCO)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 150% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

Apr 23, 2026Listed at $849,900 · 93 days on market since

Reality check

What actually sold near 1301 DUFF ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

830 NORTON ROADSold · Jul ’25

$65,000

830 NORTON ROAD

2 bd · 1 ba · 500 sqft · $130/sqft · 3 DOM

6325 DOE CIRCLE ESold · Jan ’26

$290,000

6325 DOE CIRCLE E

2 bd · 2 ba · 1,012 sqft · $287/sqft · 23 DOM

5939 HILLTOP LANE ESold · Apr ’26

$189,000

5939 HILLTOP LANE E

3 bd · 1 ba · 1,051 sqft · $180/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1301 DUFF ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1301 DUFF ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1301 DUFF ROAD FAQs

What would the monthly payment be for 1301 DUFF ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,193/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1301 DUFF ROAD?+

The most recent tax bill on record (2025) was $1,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $849,900, this home is listed about 150% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$849,900 runs 150% above the LAKELAND 33810 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

93 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.

Listing courtesy of XCELLENCE · Yanery Perez. MLS #L4961353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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