5112 HIGHLANDS LAKEVIEW LOOP, LAKELAND, FL, 33812
Active38 days on marketListed Jun 22, 2026MLS #L4962981
About this home
5112 HIGHLANDS LAKEVIEW LOOP
Welcome to Highlands by the Lake, one of Southeast Lakeland's most sought-after communities. This exceptional custom-built 5-bedroom, 4-bath home offers the perfect blend of elegance, comfort, and Florida lifestyle living. Designed for both everyday living and entertaining, the open-concept floor plan features a spacious great room, formal dining room, dedicated office/fifth bedroom, and a first-floor owner's suite. The gourmet kitchen is a chef's dream with a propane cooktop, wall oven, built-in microwave, island prep sink, abundant custom cabinetry, and a bright breakfast area. Italian hardwood flooring and porcelain tile add warmth and sophistication throughout the main living spaces. A striking custom iron staircase leads upstairs to a large loft and game room overlooking the great room below, along with three additional bedrooms, two full baths, and a hidden bonus room perfect for a media room, playroom, fitness space, or private retreat. Step outside to your own backyard oasis featuring a custom gazebo, pergola, brick paver patio, screened lanai plumbed for a future summer kitchen, mature fruit trees, and a twelve-foot privacy hedge. The oversized side-entry three-car garage provides exceptional storage and flexibility. Residents enjoy access to a community clubhouse, pool, tennis courts, and convenient access to Banana Lake's public boat ramp for boating, fishing, skiing, and year-round outdoor recreation. More than just a house, this is a home designed for gathering, entertaining, and making memories for years to come. *5th bedroom currently used as an office, includes closet. *Propane gas cooktop runs off a buried propane tank leased from AmeriGas, not owned. Tank doesn't convey, buyer would take over or set up their own AmeriGas account.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,375
Sqft
0.36 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,388 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,388/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$230 vs $194
Days on market
38 vs 33 typical
Where $230/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
203 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5112 HIGHLANDS LAKEVIEW LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,351,000
2105 CLUBHOUSE ROAD
4 bd · 2.5 ba · 3,418 sqft · $395/sqft · 19 DOM
Sold · Jan ’26$310,800
3415 IMPERIAL LANE
5 bd · 2.5 ba · 3,209 sqft · $97/sqft · 4 DOM
Sold · Mar ’26$822,000
5351 CLUBHOUSE HILLS LANE
5 bd · 4.5 ba · 3,127 sqft · $263/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5112 HIGHLANDS LAKEVIEW LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5112 HIGHLANDS LAKEVIEW LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5112 HIGHLANDS LAKEVIEW LOOP FAQs
What would the monthly payment be for 5112 HIGHLANDS LAKEVIEW LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,388/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5112 HIGHLANDS LAKEVIEW LOOP?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5112 HIGHLANDS LAKEVIEW LOOP?+
The most recent tax bill on record (2025) was $8,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5112 HIGHLANDS LAKEVIEW LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $775,000, this home is listed about 128% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5112 HIGHLANDS LAKEVIEW LOOP?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Adrianna Darr. MLS #L4962981.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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