3905 AQUILLA DRIVE, LAKELAND, FL, 33810
Active107 days on marketListed Apr 18, 2026MLS #TB8499155
About this home
3905 AQUILLA DRIVE
NEW PRICE!! SELLER MOTIVATED! Welcome to luxury living in the highly sought-after gated community of Terra Largo in the heart of Lakeland. Nestled on a quiet cul-de-sac, this exceptional multi-generational 5-bedroom, 4.5-bathroom pool home offers nearly 4,900 square feet of thoughtfully designed living space, providing the perfect blend of privacy, comfort, and flexibility for today's modern family. Designed with multi-generational living in mind, this home features three ensuite bedrooms, including a private first-floor suite ideal for parents, adult children, or long-term guests. The luxurious owner's retreat includes dual walk-in closets and a spa-inspired bath, while the open-concept floor plan showcases engineered hardwood floors, a gourmet kitchen with quartz countertops, stainless steel appliances, and a separate prep area for effortless entertaining. Upstairs, a spacious loft and dedicated media room provide additional living space for the entire family. Outside, enjoy your private backyard oasis featuring a screened lanai, heated resort-style pool, and oversized backyard perfect for relaxing or entertaining year-round. Additional upgrades include a 3-car tandem garage, storm shutters, water softener, smart switches, and an EV charger. NEW PRICE! SELLER MOTIVATED! If you've been searching for a spacious luxury home that comfortably accommodates multiple generations under one roof without sacrificing privacy, this Terra Largo gem is a must-see.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,831
Sqft
0.38 ac
Lot size
3
Garage
2018
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,116 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,116/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$175 vs $191
Days on market
107 vs 33 typical
Where $175/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
208 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3905 AQUILLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$603,000
1902 ALTAVISTA CIRCLE · same community
4 bd · 3 ba · 3,003 sqft · $201/sqft · 13 DOM
Sold · Jan ’26$425,000
3912 VISTA TRACE WAY · same community
4 bd · 3 ba · 2,649 sqft · $160/sqft · 141 DOM
Sold · Mar ’26$530,000
1929 VIA LAGO DRIVE · same community
4 bd · 3 ba · 2,320 sqft · $228/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3905 AQUILLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3905 AQUILLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3905 AQUILLA DRIVE FAQs
What would the monthly payment be for 3905 AQUILLA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,116/mo — principal and interest, the actual property-tax bill, the $344/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3905 AQUILLA DRIVE?+
The association fee works out to $344 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3905 AQUILLA DRIVE?+
The most recent tax bill on record (2026) was $8,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3905 AQUILLA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $845,000, this home is listed about 149% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$845,000 runs 150% above the LAKELAND 33810 median — but at 4,831 sqft it's also nearly 3 times the size of the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
107 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $884,990, now $845,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ASCENSION REALTY INTERNATIONAL · Sharonda Lawrence. MLS #TB8499155.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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