1890 ALTAVISTA CIRCLE, LAKELAND, FL, 33810
Active4 days on marketListed Jul 31, 2026MLS #TB8534386
About this home
1890 ALTAVISTA CIRCLE
Welcome to Lakelands's Gated Terralargo Community! This 2-story Pool home has so much to offer with 3 bedrooms, 2.5 bathrooms, upstairs Bonus space, 2 car garage and screened lanai. As soon as you step in the front door, you are in the formal living and dining room combination. The two secondary bedroom and full bathroom can be found just off the dining room. The kitchen is beyond and has handsome wood cabinets, granite counters, center island for extra prep, closet pantry and views of the spacious family room. Sliding doors off the family room lead to the outdoor oasis - covered lanai with screened in ground pool! The primary suite is situated privately off the kitchen and includes walk-in closet, dual sinks, step in shower and soaking tub. Head upstairs to an oversized bonus room with wet bar and half bathroom - perfect for extra living space, office or media room. Such a wonderful neighborhood known for its' community feel and central location close to the interstate, shopping, restaurants. It's good to be home. FHA financing is available IE (Insured Escrow) FHA 203k Loan eligible if buyer chooses but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD- Housing of Urban Development. “All properties sold ‘as is’ without any guarantee or warranty by the seller”. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 15-day owner occupant first look period.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,935
Sqft
0.26 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,129 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,129/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$160 vs $190
Days on market
4 vs 43 typical
Where $160/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
201 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1890 ALTAVISTA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$603,000
1902 ALTAVISTA CIRCLE · same community
4 bd · 3 ba · 3,003 sqft · $201/sqft · 13 DOM
Sold · Jan ’26$425,000
3912 VISTA TRACE WAY · same community
4 bd · 3 ba · 2,649 sqft · $160/sqft · 141 DOM
Sold · Mar ’26$530,000
1929 VIA LAGO DRIVE · same community
4 bd · 3 ba · 2,320 sqft · $228/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1890 ALTAVISTA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1890 ALTAVISTA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1890 ALTAVISTA CIRCLE FAQs
What would the monthly payment be for 1890 ALTAVISTA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,129/mo — principal and interest, the actual property-tax bill, the $344/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1890 ALTAVISTA CIRCLE?+
The association fee works out to $344 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1890 ALTAVISTA CIRCLE?+
The most recent tax bill on record (2025) was $7,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1890 ALTAVISTA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $471,000, this home is listed about 38% above the Lakeland median of $341,850. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$471,000 runs 41% above the LAKELAND 33810 median — but at 2,935 sqft it's also 69% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Lakeland market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CARTER COMPANY REALTORS · Trish Carter. MLS #TB8534386.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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