3979 SUNSET LAKE DRIVE, LAKELAND, FL, 33810
Active134 days on marketListed Mar 25, 2026MLS #L4960584
About this home
3979 SUNSET LAKE DRIVE
HUGE price improvement-Located in the sought-after, resort-style gated community of TerraLargo, this exceptional residence features a private office, FOUR bedrooms and three-and-a-half bathrooms, including TWO primary suites—a rare and highly coveted feature in the community. Thoughtfully designed for both comfort and sophistication, the home also includes a THREE-car garage, another rare amenity in the neighborhood, and a striking stone-accented front exterior. An abundance of windows invites natural light throughout, creating a bright and inviting ambiance. Inside, the FORMAL living/sitting area with DINNING provides a sophisticated setting, ideal for elegant entertaining or a refined game room experience. The main living area impresses with soaring ceilings, oversized tile flooring that continues to flow upstairs, and a beautifully crafted staircase featuring wood banisters and wood steps, adding warmth and architectural character. The KITCHEN serves as a true centerpiece, showcasing extended cabinetry, generous storage, and granite countertops, all overlooking the main living space and an extended, spacious screened-in tiled lanai—perfect for enjoying Florida living year-round and hosting both intimate gatherings and large-scale entertaining. Both PRIMARY suites offer refined flexibility for multi-generational living, guests, or those seeking private retreats. One suite features tray ceilings and a spa-inspired bathroom with a soaking tub, makeup vanity, and an expansive layout designed for relaxation. All bedrooms include walk-in closets, and granite countertops continue throughout the home’s bathrooms, adding a cohesive touch of luxury. Further highlights include a dedicated downstairs office, well-maintained gutters, and a backyard that flows seamlessly from the expansive lanai, creating an exceptional space for entertaining, relaxation, and outdoor living. Located near I-4, shopping, dining, and top attractions, TerraLargo also offers resort-style amenities including a clubhouse, fitness center, zero-entry pool with lap lanes, spa, and pickleball, basketball, and tennis courts. SELLER MUST SELL- A MUST SEE TODAY! *****LIKE THE FURNITURE? It can be sold separately too.*****
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,325
Sqft
0.26 ac
Lot size
3
Garage
2014
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,318 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,318/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$159 vs $195
Days on market
134 vs 43 typical
Where $159/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
195 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3979 SUNSET LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$603,000
1902 ALTAVISTA CIRCLE · same community
4 bd · 3 ba · 3,003 sqft · $201/sqft · 13 DOM
Sold · Jan ’26$425,000
3912 VISTA TRACE WAY · same community
4 bd · 3 ba · 2,649 sqft · $160/sqft · 141 DOM
Sold · Mar ’26$530,000
1929 VIA LAGO DRIVE · same community
4 bd · 3 ba · 2,320 sqft · $228/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3979 SUNSET LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3979 SUNSET LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3979 SUNSET LAKE DRIVE FAQs
What would the monthly payment be for 3979 SUNSET LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,318/mo — principal and interest, the actual property-tax bill, the $344/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3979 SUNSET LAKE DRIVE?+
The association fee works out to $344 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3979 SUNSET LAKE DRIVE?+
The most recent tax bill on record (2024) was $5,665. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3979 SUNSET LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $528,000, this home is listed about 56% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$528,000 runs 58% above the LAKELAND 33810 median — but at 3,325 sqft it's also nearly twice the size of the typical Lakeland listing.
02Time on market is leverage
134 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $598,000, now $528,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kimberly Inks. MLS #L4960584.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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