
3430 N GALLOWAY ROAD, LAKELAND, FL, 33810
Active340 days on marketListed Aug 29, 2025MLS #L4955486
About this home
3430 N GALLOWAY ROAD
Presenting a modern farmhouse masterpiece that perfectly marries timeless charm with contemporary luxury, this exquisite residence—built in 2018 and proudly maintained by its original homeowners—offers an exceptional lifestyle on a beautifully manicured 1.15-acre lot at 3430 N Galloway Road in Lakeland, Florida. Boasting undeniable curb appeal with exterior stone accents and a striking façade, the home is nestled behind a spacious front yard that sets the tone for the elegance and serenity found within. Step inside to discover an expansive open-concept floor plan featuring 4 bedrooms, 3 bathrooms, with an office, formal dining space and a bonus flex room upstairs complete with its own half bathroom—perfect for a home gym, guest retreat, or media room. The living space is adorned with vaulted ceilings, a signature wooden beam that echoes the warm tones of the custom kitchen cabinetry, and a stunning stone fireplace with built-in shelving and a mounted TV as the focal point. Laminate wood-look flooring flows seamlessly throughout the home, creating a cohesive and stylish foundation for every room. The heart of the home is the abundantly sized kitchen, where an extra-spacious granite center island anchors the space and offers seating for gatherings and casual meals. Elegant touches like a gorgeous tiled backsplash, crown-molded upper cabinets, soft-close drawers, and recessed lighting elevate the kitchen's appeal. The adjacent dining and living areas flow effortlessly together, ideal for both entertaining and everyday living. The primary suite is a luxurious sanctuary, featuring a tray ceiling, and an extra-spacious walk-in closet with a custom organizing system and built-ins. The ensuite bathroom is a spa-like retreat, showcasing a dual-sink vanity and an elegant walk-in shower tiled to the ceiling, complete with two rain shower heads and a standard fixture for a truly indulgent experience. Additional highlights include a dedicated home office just off the foyer, a spacious laundry room with a built-in folding table, and a tri-split bedroom layout that ensures privacy for family and guests alike. Outdoors, enjoy Florida living to its fullest with an abundant outdoor space featuring a screen-enclosed lanai, a saltwater heated pool with a sunshelf, including a recently installed brand new pool pump, and a heated spa—all set on pavers and overlooking your serene backyard oasis. Car enthusiasts and hobbyists will appreciate the expansive 40x50 detached and enclosed workshop with electric, a single-bay garage, and a direct access door—alongside a three-car garage at the main residence, offering ample storage and functionality. This is modern farmhouse living at its finest—crafted with intention, detailed with sophistication, and designed for a lifestyle of comfort and elegance. Schedule your private tour today to experience this one-of-a-kind property.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,227
Sqft
1.15 ac
Lot size
3
Garage
2018
Year built
Two
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,351 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,351/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−42.2%
$/sqft vs NONE
$254 vs $341
Days on market
340 vs 43 typical
Where $254/sqft sits among the 270 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
102 of 270
NONE have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3430 N GALLOWAY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$311,760
7320 MARLO ROAD · same community
3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM
Sold · Jan ’26$410,000
301 CLARK STREET · same community
4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM
Sold · Dec ’25$111,000
517 CENTRAL AVENUE SE · same community
4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3430 N GALLOWAY ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3430 N GALLOWAY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3430 N GALLOWAY ROAD FAQs
What would the monthly payment be for 3430 N GALLOWAY ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,351/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3430 N GALLOWAY ROAD?+
The most recent tax bill on record (2024) was $5,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $820,000, this home is listed about 140% above the Lakeland median of $341,850. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$820,000 runs 145% above the LAKELAND 33810 median — but at 3,227 sqft it's also nearly twice the size of the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
340 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $899,900, now $820,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Christine Hubbert. MLS #L4955486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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