130 VARIETY TREE CIRCLE, ALTAMONTE SPRINGS, FL, 32714
Active35 days on marketListed Jun 19, 2026MLS #K4903574
About this home
130 VARIETY TREE CIRCLE
PRICED FOR IMMEDIATE ATTENTION !!! in the highly desirable Spring Valley community of Altamonte Springs. This spacious pool home offers a rare combination of size, location, major system updates, and a community lifestyle at a price well below that of many comparable homes. Major improvements have already been completed, including a roof approximately 3 years old, a new A/C unit installed in January, giving buyers peace of mind and helping reduce major inspection concerns. The home features a generous floor plan, large living areas, an oversized lot, and a private backyard designed for Florida living. The large swimming pool creates an ideal setting for entertaining, relaxing, and enjoying year-round outdoor living. Located in one of Altamonte Springs’ most established neighborhoods, Spring Valley is known for mature trees, larger lots, quiet residential streets, and convenient access to Maitland, Winter Park, Orlando, I-4, shopping, dining, hospitals, and major employment centers. Residents of Spring Valley enjoy access to community recreation amenities including Spring Lake access, boat ramp access, fishing, picnic/BBQ areas, playground, pavilion, tennis/pickleball, basketball, and volleyball courts. Spring Valley community sources describe access to Spring Lake, including dock/boat ramp access, fishing, picnic pavilion and BBQ facilities, plus multiple sports courts and park amenities. This is a strong opportunity for an owner-occupant looking for space and lifestyle, or an investor seeking a premium executive rental in a high-demand Seminole County location. Seller is motivated and ready to sell. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,122
Sqft
0.39 ac
Lot size
3
Garage
1968
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,584 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,584/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.5%
$/sqft vs Altamonte Springs actives
$215 vs $185
Days on market
35 vs 36 typical
Where $215/sqft sits among the 283 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
147 of 283
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 207% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 VARIETY TREE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$875,000
128 VARIETY TREE CIRCLE · same community
5 bd · 3 ba · 3,378 sqft · $259/sqft · 4 DOM
Sold · Sep ’25$1,035,000
904 BRIGHTWATER CIRCLE
4 bd · 3.5 ba · 3,099 sqft · $334/sqft · 9 DOM
Sold · Dec ’25$765,000
137 SPRING CHASE CIRCLE
5 bd · 3 ba · 3,178 sqft · $241/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 130 VARIETY TREE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 VARIETY TREE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
130 VARIETY TREE CIRCLE FAQs
What would the monthly payment be for 130 VARIETY TREE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 130 VARIETY TREE CIRCLE?+
The most recent tax bill on record (2025) was $6,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 VARIETY TREE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $672,000, this home is listed about 207% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of DC GLOBAL PARTNERS · Hugo L Calvillo. MLS #K4903574.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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