
305 WHITE OAK DRIVE, ALTAMONTE SPRINGS, FL, 32701
Active58 days on marketListed Jun 3, 2026MLS #G5113103
About this home
305 WHITE OAK DRIVE
High-Tech Luxury, Smart Security, & Automated Living in Altamonte Springs Experience ultimate peace of mind and modern innovation in this custom, tri-level 3-bedroom, 2-bathroom home with no HOA restrictions. Situated in the heart of Altamonte Springs, this property places you just minutes from the premier shopping, dining, and entertainment at the Altamonte Mall and Crane's Roost Park. Security, connectivity, and utility efficiency are at the core of this property. The home features a comprehensive, enhanced security camera system covering both the interior and exterior for top-tier safety. Perfect for remote workers and tech enthusiasts, the entire property features custom fiber-optic wiring for lightning-fast internet. Management is effortless, as the kitchen appliances, the brand-new water heater (installed in 2025), and even the lawn sprinkler system are fully smart-accessible right from your smartphone. This smart irrigation system runs on a private well dedicated strictly to outdoor watering, keeping your lawn lush while saving heavily on utility costs, while the interior enjoys the reliability of city water and a private septic system. The unique tri-level architectural layout maximizes space and privacy. The main level showcases an impressive kitchen outfitted with timeless solid wood cabinetry and top-tier smart stainless-steel appliances. Main living areas feature durable luxury vinyl plank flooring and a cozy, wood-burning fireplace. The upper level is dedicated entirely to a private primary suite retreat. Big-ticket updates give total peace of mind, including a central A/C system replaced in 2021. The property is currently undergoing professional remodeling updates, with freshly updated flooring in the bedrooms and fully revitalized finishes in both bathrooms scheduled for completion within two weeks—offering the lucky buyer a refreshed, turn-key modern experience! Outside, the property is built for convenience and entertainment. An extended long driveway leads to the garage, providing excellent parking accessibility for multiple cars, work vehicles, or guests. The backyard is fully fenced, offering a private, secure oasis for pets, and weekend gatherings. It also includes a convenient small storage shed out back, perfect for housing your security equipment, tools, and outdoor gear. With its prime location and zero HOA fees, you will enjoy easy access to major highways, making your daily commute simple while keeping local parks right at your fingertips. Heart of Altamonte Springs, minutes from Altamonte Mall & Crane's Roost Park.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,777
Sqft
0.32 ac
Lot size
2
Garage
1971
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,893 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,893/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.5%
$/sqft vs Altamonte Springs actives
$338 vs $184
Days on market
58 vs 36 typical
Where $338/sqft sits among the 285 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
144 of 285
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 174% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 305 WHITE OAK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$440,000
1511 HOBSON STREET · same community
3 bd · 2 ba · 1,760 sqft · $250/sqft · 28 DOM
Sold · Jan ’26$339,500
233 W CITRUS STREET · same community
3 bd · 2.5 ba · 1,736 sqft · $196/sqft · 20 DOM
Sold · Jun ’26$409,999
495 HOWARD AVENUE · same community
4 bd · 2 ba · 1,855 sqft · $221/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 305 WHITE OAK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 305 WHITE OAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
305 WHITE OAK DRIVE FAQs
What would the monthly payment be for 305 WHITE OAK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 305 WHITE OAK DRIVE?+
The most recent tax bill on record (2025) was $3,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Altamonte Springs?+
At $599,950, this home is listed about 174% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER STEVENS RE · Jeremy Stevens. MLS #G5113103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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