David Ramirez
$599,950$625,0003 bd2 ba1,777 sqft$338 /sqft$3,893 /mo all-in ↓

305 WHITE OAK DRIVE, ALTAMONTE SPRINGS, FL, 32701

Active58 days on marketListed Jun 3, 2026MLS #G5113103

Reduced $25KSingle Family ResidenceSANLANDO SPGS

About this home

305 WHITE OAK DRIVE

High-Tech Luxury, Smart Security, & Automated Living in Altamonte Springs Experience ultimate peace of mind and modern innovation in this custom, tri-level 3-bedroom, 2-bathroom home with no HOA restrictions. Situated in the heart of Altamonte Springs, this property places you just minutes from the premier shopping, dining, and entertainment at the Altamonte Mall and Crane's Roost Park. Security, connectivity, and utility efficiency are at the core of this property. The home features a comprehensive, enhanced security camera system covering both the interior and exterior for top-tier safety. Perfect for remote workers and tech enthusiasts, the entire property features custom fiber-optic wiring for lightning-fast internet. Management is effortless, as the kitchen appliances, the brand-new water heater (installed in 2025), and even the lawn sprinkler system are fully smart-accessible right from your smartphone. This smart irrigation system runs on a private well dedicated strictly to outdoor watering, keeping your lawn lush while saving heavily on utility costs, while the interior enjoys the reliability of city water and a private septic system. The unique tri-level architectural layout maximizes space and privacy. The main level showcases an impressive kitchen outfitted with timeless solid wood cabinetry and top-tier smart stainless-steel appliances. Main living areas feature durable luxury vinyl plank flooring and a cozy, wood-burning fireplace. The upper level is dedicated entirely to a private primary suite retreat. Big-ticket updates give total peace of mind, including a central A/C system replaced in 2021. The property is currently undergoing professional remodeling updates, with freshly updated flooring in the bedrooms and fully revitalized finishes in both bathrooms scheduled for completion within two weeks—offering the lucky buyer a refreshed, turn-key modern experience! Outside, the property is built for convenience and entertainment. An extended long driveway leads to the garage, providing excellent parking accessibility for multiple cars, work vehicles, or guests. The backyard is fully fenced, offering a private, secure oasis for pets, and weekend gatherings. It also includes a convenient small storage shed out back, perfect for housing your security equipment, tools, and outdoor gear. With its prime location and zero HOA fees, you will enjoy easy access to major highways, making your daily commute simple while keeping local parks right at your fingertips. Heart of Altamonte Springs, minutes from Altamonte Mall & Crane's Roost Park.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,777

Sqft

0.32 ac

Lot size

2

Garage

1971

Year built

One

Levels

$338

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorAttic Fan · Eating Space In Kitchen · PrimaryBedroom Upstairs · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,247/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,893 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$271
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,995Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,995
Interest rate6.00%
Loan term

Estimated payment

$3,893/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$271
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$402KedgeAI estimate $430,140 · range $419K$435K$624K

vs edgeAI estimate

+39.5%

$/sqft vs Altamonte Springs actives

$338 vs $184

Days on market

58 vs 36 typical

Where $338/sqft sits among the 285 Altamonte Springs actives

79
88
59
38
14
7 · this home
$123–159$159–194$194–230$230–266$266–302$302+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 305 WHITE OAK DRIVE

Drive times from this address

Downtown Orlando16 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)36 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

144 of 285

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 174% above the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,950 $25K
Jun 3, 2026Listed at $625,000 · 58 days on market since
1971Built · SANLANDO SPGS

Reality check

What actually sold near 305 WHITE OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1511 HOBSON STREETSold · Oct ’25

$440,000

1511 HOBSON STREET · same community

3 bd · 2 ba · 1,760 sqft · $250/sqft · 28 DOM

233 W CITRUS STREETSold · Jan ’26

$339,500

233 W CITRUS STREET · same community

3 bd · 2.5 ba · 1,736 sqft · $196/sqft · 20 DOM

495 HOWARD AVENUESold · Jun ’26

$409,999

495 HOWARD AVENUE · same community

4 bd · 2 ba · 1,855 sqft · $221/sqft · 160 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 305 WHITE OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 305 WHITE OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

305 WHITE OAK DRIVE FAQs

What would the monthly payment be for 305 WHITE OAK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 305 WHITE OAK DRIVE?+

The most recent tax bill on record (2025) was $3,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Altamonte Springs?+

At $599,950, this home is listed about 174% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.

Listing courtesy of COLDWELL BANKER STEVENS RE · Jeremy Stevens. MLS #G5113103.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Altamonte Springs homes, in your inbox

Like 305 WHITE OAK DRIVE but not quite? A daily digest of every new listing in Altamonte Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 31, 2026 at 5:59 AM UTC. The listing information on this page last changed on July 31, 2026 at 5:59 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 31, 2026 at 5:59 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 31, 2026 at 5:59 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.