David Ramirez
Short-Term Rental Eligible
$745,000$769,0005 bd3.5 ba2,845 sqft$262 /sqft$4,876 /mo all-in ↓

220 ROLLINGWOOD TRAIL, ALTAMONTE SPRINGS, FL, 32714

Active53 days on marketListed Jun 11, 2026MLS #O6414914

Est. $66K/yr short-term rental revenueReduced $24KPrivate poolSingle Family ResidenceSPRING LAKE HILLS

About this home

220 ROLLINGWOOD TRAIL

Once in a generation - 56 years of devoted ownership, offered for the very first time. Meticulously maintained by a single family for over five decades, 220 Rollingwood Trail is a rare opportunity to own a generational home in one of Central Florida's most coveted guard-gated communities, Spring Lake Hills. Offered on the open market for the very first time, this 5-bedroom, 3-bathroom, 3-car garage pool home sits on a beautifully landscaped 0.35-acre lot and has been thoughtfully upgraded throughout, delivering a truly move-in ready lifestyle with nothing left to do but make it your own. This home is a standout for the energy-conscious buyer. A fully paid-off solar system installed in 2024 powers the home with virtually no monthly electric bill. A whole-house standby generator with dedicated hookup provides peace of mind through any Florida storm season. The upgraded electrical panel, energy-efficient water heater, high-efficiency variable-speed pool equipment, and double-pane energy-efficient windows complete a mechanical package that is simply unmatched at this price point. New roof installed May 2020. Step inside to warm hardwood and tile floors, a charming dry bar perfect for entertaining, and a kitchen anchored by classic Chicago brick detailing that gives the space a timeless, character-rich feel. The generous 2,845 square feet of living space is spread across five bedrooms and three full bathrooms, offering ideal flexibility for families, guests, or a dedicated home office. The three-car garage features extensive built-in storage and workshop, a rare find in this community. The backyard is a true Florida retreat - a screened pool and expansive covered patio invite year-round outdoor living, while a propane hookup on the side yard serves both the grill and a gas-burning fireplace for those cooler evenings. A lifetime paver driveway adds curb appeal from the moment you arrive. The 8-zone irrigation system and covered gutter system keep the property in pristine condition with minimal upkeep. CPVC plumbing throughout. City water and city sewer. Spring Lake Hills is among Seminole County's most prestigious addresses - a 24-hour guard-gated community with a single staffed entry and exit point, offering an unmatched level of security and privacy. Residents enjoy deeded access to two lakes - Spring Lake and Lake Destiny - via two private community boat ramps, plus pickleball courts, basketball courts, and a community playground. Within minutes of three of Central Florida's top-rated private schools, major shopping and dining at Altamonte Mall and Cranes Roost Park, and seamless Interstate 4 access to Orlando and beyond. Homes with this combination of pedigree, mechanical upgrades, community amenities, and first-time-on-market status simply do not come available often. It is a lovingly cared-for family home being passed forward. Schedule your private showing before this chapter closes.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,845

Sqft

0.35 ac

Lot size

3

Garage

1970

Year built

One

Levels

$262

Per sqft

Private pool

Inside

FlooringCeramic Tile · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Dry Bar · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Concrete · Stucco
FoundationConcrete Perimeter · Slab
FacesNorth
ParkingOversized · Workshop in Garage
ExteriorLighting · Outdoor Grill · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

HOA fee$170/mo
Taxes (2025)$2,964/yr
PetsNo

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,876 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,020
PMI (est., until 20% equity)$279
Property tax — 2025 actual bill$247
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,500
Interest rate6.00%
Loan term

Estimated payment

$4,876/mo

Principal & interest$4,020
PMI (est., until 20% equity)$279
Property taxes (actual bill)$247
HOA / condo fee$170
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Altamonte Springs actives

$262 vs $184

Days on market

53 vs 36 typical

Where $262/sqft sits among the 289 Altamonte Springs actives

50
78
48
44
31
38 · this home
$123–149$149–174$174–200$200–226$226–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$65,559/yr gross

Avg nightly rate$373
Occupancy (comp set)51%
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,597/mo median

MarketAltamonte Springs
Annual gross at median$19,164
Gross yield on this price2.6%
Homes for rent right now98

Live Altamonte Springs rental listing data — this home’s rate depends on size, condition and furnishing.

The Altamonte Springs short-term market

▼ Softening

48%

Occupancy

▼ 20% yr/yr

$185

Avg nightly rate

▲ 17% yr/yr

$20K/yr

Revenue per listing

$89

RevPAR

32 days

Booking lead time

5.8 nights

Avg stay

4

Typical min nights

133

Active rentals

▼ 6% supply

Seasonality — monthly occupancy

Peaks at 53% in Feb · bottoms at 36% in Jun

51%
53%
51%
51%
40%
36%
45%
46%
42%
52%
51%
53%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Altamonte Springs — the projection above is specific to this home’s size.

Where it sits

Inside Spring Valley

Map of 220 ROLLINGWOOD TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Orlando12 min
Universal Orlando25 min
Orlando Int’l Airport (MCO)32 min
Walt Disney World37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Spring Lake is a short-term-rental community. See the full guide →

Spring Valley — neighborhood snapshot

Population

4,751

Median age

31

Median income

$55,823

Median home value

$131,254

Avg household

3

Households w/ children

688

For the school run

Seminole County School District

ElementarySpring Lake Elementary School★★★★★
MiddleMilwee Middle School★★★★★
HighLyman High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

144 of 289

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 352% above the ALTAMONTE SPRINGS 32714 median. See the full Altamonte Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $745,000 $24K
Jun 11, 2026Listed at $769,000 · 53 days on market since
1970Built · SPRING LAKE HILLS

Reality check

What actually sold near 220 ROLLINGWOOD TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

150 SPRING COVE TRAILSold · Mar ’26

$1,204,000

150 SPRING COVE TRAIL · same community

5 bd · 3 ba · 2,646 sqft · $455/sqft · 8 DOM

180 SPRING LAKE HILLS DRIVESold · Feb ’26

$790,000

180 SPRING LAKE HILLS DRIVE · same community

4 bd · 2.5 ba · 2,638 sqft · $299/sqft · 4 DOM

130 ROLLINGWOOD TRAILSold · Jun ’26

$535,000

130 ROLLINGWOOD TRAIL · same community

4 bd · 2 ba · 2,310 sqft · $232/sqft · 175 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 220 ROLLINGWOOD TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 220 ROLLINGWOOD TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

220 ROLLINGWOOD TRAIL FAQs

What would the monthly payment be for 220 ROLLINGWOOD TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,876/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 220 ROLLINGWOOD TRAIL?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 220 ROLLINGWOOD TRAIL?+

The most recent tax bill on record (2025) was $2,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 220 ROLLINGWOOD TRAIL be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 220 ROLLINGWOOD TRAIL?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $745,000, this home is listed about 240% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.

Which schools are assigned to 220 ROLLINGWOOD TRAIL?+

Spring Lake Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$745,000 runs 352% above the ALTAMONTE SPRINGS 32714 median — but at 2,845 sqft it's also nearly twice the size of the typical Altamonte Springs listing.

02Zoned for nightly rentals

Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04The price has already moved

Listed at $769,000, now $745,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of CREEGAN GROUP · Tyler Deans. MLS #O6414914.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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