David Ramirez
$3,990,0006 bd7.5 ba6,118 sqft$652 /sqft$24,183 /mo all-in ↓

15544 PENDIO DRIVE, BELLA COLLINA, FL, 34756

Active223 days on marketListed Dec 12, 2025MLS #G5105454

New constructionPrivate poolSingle Family ResidenceBELLA COLLINA ADD

About this home

15544 PENDIO DRIVE

Under Construction. Tucked away on a quiet preserve homesite, this extraordinary two-story estate unfolds as a private retreat where refined design meets effortless luxury. From the moment you arrive, the home’s thoughtful craftsmanship and elevated finishes set the tone for a residence designed to be both lived in and admired. Inside, the heart of the home opens beautifully - living room, dining space, kitchen, and media room flowing together atop elegant porcelain tile floors that reflect natural light and invite connection. Tray ceilings add architectural depth, subtly elevating each space while maintaining a warm, welcoming feel. Whether hosting intimate gatherings or lively celebrations, the layout was designed to bring people together without sacrificing comfort or style. The kitchen is a true centerpiece - anchored by premium Fisher & Paykel appliances, an expansive island, and a discreet prep kitchen and pantry that allow entertaining to feel effortless. With a second sink, generous cabinetry, and ample workspace, this behind-the-scenes space is ideal for catered events, holiday meals, or simply keeping the main kitchen pristine. Large sliding doors dissolve the boundary between indoors and out, opening to a travertine-finished lanai with a summer kitchen - an inviting extension of the living space. Here, days linger longer as you dine, relax, and entertain while overlooking the tranquil preserve beyond, where privacy and nature create a calming backdrop. On the main level, a private guest suite offers visitors their own retreat, complete with an ensuite bath and walk-in closet. Nearby, a dedicated office with engineered hardwood flooring provides a quiet, refined space for remote work or creative pursuits, while an additional flex room adapts effortlessly as a media room, family room, or play space. Upstairs, the home transitions into a more intimate sanctuary. The primary suite is a refined escape, featuring engineered hardwood flooring, tray ceilings, and a spa-inspired bath finished in porcelain tile. Dual vanities, a freestanding soaking tub enclosed within a glass shower, and an oversized custom walk-in closet create a daily ritual of comfort and indulgence. Four additional ensuite bedrooms - each with walk-in closets - provides privacy and space for family and guests alike, while a second laundry room adds thoughtful convenience. Outdoors, the experience continues with a resort-style pool, sun shelf, and spa, all framed by travertine decking and set against the peaceful preserve. Whether starting the day with a quiet swim or ending it beneath the stars, this space feels like a destination of its own. Completing the home is a striking four-car garage with elegant coach lighting - an architectural detail that underscores both the beauty and functionality of this exceptional residence. Located within the gates of Bella Collina, residents enjoy a world-class lifestyle centered around a Sir Nick Faldo–designed championship golf course, a 75,000-square-foot Tuscan-inspired clubhouse, spa and fitness center, Har-Tru tennis courts, pickleball, dining venues, and year-round social and wellness programming. Just minutes from Montverde Academy and a short drive to downtown Winter Garden, Orlando, and major attractions, Bella Collina offers the rare combination of privacy, luxury, and connection—making this home not only a retreat, but a true way of life. The $40,000 Sports Membership Deposit is Deferred by the Developer.

Facts & features

The home at a glance

6

Bedrooms

7.5

Bathrooms

6,118

Sqft

1.04 ac

Lot size

4

Garage

2026

Year built

Two

Levels

$652

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Freezer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorEating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNortheast
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$410/mo
Taxes (2025)$7,048/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$24,183 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,530
PMI (est., until 20% equity)$1,496
Property tax — 2025 actual bill$587
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $399,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $399,000
Interest rate6.00%
Loan term

Estimated payment

$24,183/mo

Principal & interest$21,530
PMI (est., until 20% equity)$1,496
Property taxes (actual bill)$587
HOA / condo fee$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bella Collina actives

$652 vs $533

Days on market

223 vs 48 typical

Where $652/sqft sits among the 33 Bella Collina actives

5
8
5
6 · this home
4
5
$292–384$384–476$476–568$568–660$660–752$752+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Collina

Map of 15544 PENDIO DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando36 min
Universal Orlando39 min
Walt Disney World46 min
Orlando Int’l Airport (MCO)50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bella Collina. See the full Bella Collina guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bella Collina market

Seller’s marketLeans buyer12.8 months of inventoryBuyer’s market

$2.0M$3.0M

Bella Collina median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

5 of 33

Bella Collina actives have cut their price

Median sold price, Bella Collina, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 301% above the BELLA COLLINA 34756 median. See the full Bella Collina market guide →

Paper trail

This home's history

Dec 12, 2025Listed at $3,990,000 · 223 days on market since
2026Built · BELLA COLLINA ADD

Reality check

What actually sold near 15544 PENDIO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17044 CAVALLO DRIVESold · Mar ’26

$4,450,000

17044 CAVALLO DRIVE · same community

6 bd · 7.5 ba · 6,118 sqft · $727/sqft · 120 DOM

15836 PENDIO DRIVESold · Sep ’25

$2,552,583

15836 PENDIO DRIVE · same community

4 bd · 4.5 ba · 7,454 sqft · $342/sqft · 0 DOM

15552 PENDIO DRIVESold · Jun ’26

$3,000,000

15552 PENDIO DRIVE · same community

4 bd · 4.5 ba · 4,755 sqft · $631/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15544 PENDIO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15544 PENDIO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15544 PENDIO DRIVE FAQs

What would the monthly payment be for 15544 PENDIO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,183/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15544 PENDIO DRIVE?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15544 PENDIO DRIVE?+

The most recent tax bill on record (2025) was $7,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15544 PENDIO DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bella Collina?+

At $3,990,000, this home is listed about 78% above the Bella Collina median of $2,237,500. The market section on this page shows how the area is trending.

Which schools are assigned to 15544 PENDIO DRIVE?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,990,000 runs 301% above the BELLA COLLINA 34756 median — but at 6,118 sqft it's also 46% larger than the typical Bella Collina listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

223 days on market against a Bella Collina median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BELLA COLLINA REAL ESTATE CO · Dawn Roffey. MLS #G5105454.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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