16123 PENDIO DRIVE, BELLA COLLINA, FL, 34756
Active126 days on marketListed Mar 20, 2026MLS #G5109088
About this home
16123 PENDIO DRIVE
Under Construction. Introducing a stunning new construction opportunity in the guard-gated community of Bella Collina, located at 16123 Pendio Drive. This thoughtfully designed custom residence blends modern architecture with timeless finishes, offering an exceptional living experience in one of Central Florida’s premier private communities. Designed with both luxury and functionality in mind, the home features an open-concept floor plan with expansive living spaces, soaring ceilings, and seamless indoor-outdoor integration. High-impact windows and doors provide abundant natural light while enhancing energy efficiency and storm protection. The chef’s kitchen is equipped with premium appliances, including a Monogram 48” range, built-in refrigerator and freezer, double wall ovens, and a large quartz island with Calacatta Taj finishes—perfect for entertaining. Custom cabinetry, designer fixtures, and elevated materials continue throughout the home, including porcelain flooring, engineered hardwood, and spa-inspired bathrooms with luxury finishes and a freestanding soaking tub. The outdoor living space is designed for year-round enjoyment, featuring a resort-style pool and spa, summer kitchen with grill and beverage refrigerator, and ample covered lanai space for dining and relaxation. Additional highlights include a spacious garage, designer lighting package, curated interior selections, and a flexible second-floor layout ideal for guests or additional living space. Enjoy the Bella Collina lifestyle with access to a Nick Faldo-designed championship golf course, resort-style pool, fitness center with daily classes, tennis and pickleball courts, full-service spa, and multiple dining venues. Conveniently located just minutes from Montverde Academy and major highways, this home offers the perfect combination of luxury, privacy, and accessibility.
Facts & features
The home at a glance
5
Bedrooms
6
Bathrooms
6,584
Sqft
1.18 ac
Lot size
4
Garage
2026
Year built
Two
Levels
$607
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$24,475 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,475/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BELLA COLLINA SUB
$607 vs $653
Days on market
126 vs 48 typical
Where $607/sqft sits among the 22 homes for sale in BELLA COLLINA SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bella Collina
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bella Collina. See the full Bella Collina guide →
Bella Collina — neighborhood snapshot
Population
466
Median age
40
Median income
$137,700
Median home value
$582,400
Avg household
3
Households w/ children
64%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bella Collina market
$2.0M → $3.0M
Bella Collina median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
3 of 22
BELLA COLLINA SUB have cut their price
Median sold price, Bella Collina, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 301% above the BELLA COLLINA 34756 median. See the full Bella Collina market guide →
Paper trail
This home's history
Reality check
What actually sold near 16123 PENDIO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$4,000,000
15121 PENDIO DRIVE · same community
5 bd · 6.5 ba · 6,624 sqft · $604/sqft · 159 DOM
Sold · Apr ’26$5,347,443
15609 PENDIO DRIVE · same community
5 bd · 5.5 ba · 6,723 sqft · $795/sqft · 0 DOM
Sold · Jun ’26$2,750,000
15820 PENDIO DRIVE · same community
5 bd · 6.5 ba · 6,307 sqft · $436/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16123 PENDIO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16123 PENDIO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16123 PENDIO DRIVE FAQs
What would the monthly payment be for 16123 PENDIO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,475/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16123 PENDIO DRIVE?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16123 PENDIO DRIVE?+
The most recent tax bill on record (2025) was $10,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16123 PENDIO DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bella Collina?+
At $3,997,500, this home is listed about 79% above the Bella Collina median of $2,237,500. The market section on this page shows how the area is trending.
Which schools are assigned to 16123 PENDIO DRIVE?+
Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,997,500 runs 301% above the BELLA COLLINA 34756 median — but at 6,584 sqft it's also 58% larger than the typical Bella Collina listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
126 days on market against a Bella Collina median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BELLA COLLINA REAL ESTATE CO · Dawn Roffey. MLS #G5109088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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