David Ramirez
$4,189,0005 bd5.5 ba4,967 sqft$843 /sqft$25,680 /mo all-in ↓

15353 PENDIO DRIVE, BELLA COLLINA, FL, 34756

Active80 days on marketListed May 1, 2026MLS #G5111386

New constructionWaterfrontPrivate poolSingle Family ResidenceBELLA COLLINA SUB

About this home

15353 PENDIO DRIVE

Pre-Construction. To be built. Positioned on the shores of Lake Siena within the guard-gated community of Bella Collina, this to-be-built custom residence by Vogel Building Group presents a rare opportunity to create a truly personalized lakefront estate. Situated on Lot 335E, this homesite offers the ability to design a home that fully embraces waterfront living, with the option for a private dock and sweeping views across the lake. The featured floor plan, The Flex 6 Encore Mod, is thoughtfully designed for modern luxury living, blending open concept spaces with seamless indoor and outdoor transitions. Expansive sliding glass doors, designer selected finishes, and a fully integrated smart home pre wire package create a home that is both refined and functional. The plan includes generous allowances for custom cabinetry, surfaces, appliances, and lighting, allowing buyers to tailor every detail to their personal style. Outdoor living is equally impressive, with planned space for a resort style pool, expansive lanai, and summer kitchen, ideal for entertaining or relaxing while overlooking the water. High quality construction features include energy efficient systems, premium windows and doors, advanced HVAC zoning, and a full home Wi Fi and security infrastructure designed for today’s lifestyle. Build at your own pace and collaborate directly with one of Bella Collina’s premier builders to bring your vision to life. Residents enjoy access to world class amenities, including a Nick Faldo designed championship golf course, resort style pool, spa, fitness center, and multiple dining venues, all just minutes from Montverde Academy and convenient to Orlando’s major roadways.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,967

Sqft

0.92 ac

Lot size

4

Garage

2027

Year built

One

Levels

$843

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringEngineered Hardwood · Porcelain Tile
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Dryer · Freezer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Open Floorplan · Smart Home · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ParkingGarage Door Opener · Garage Faces Side · Split Garage
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$410/mo
Taxes (2026)$11,220/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Phone Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$25,680 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$22,604
PMI (est., until 20% equity)$1,571
Property tax — 2026 actual bill$935
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $418,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $418,900
Interest rate6.00%
Loan term

Estimated payment

$25,680/mo

Principal & interest$22,604
PMI (est., until 20% equity)$1,571
Property taxes (actual bill)$935
HOA / condo fee$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $4.2M
$2.4MedgeAI estimate $2,679,791 · range $2.5M$2.9M$4.4M

vs edgeAI estimate

+56.3%

$/sqft vs BELLA COLLINA SUB

$843 vs $652

Days on market

80 vs 48 typical

Where $843/sqft sits among the 21 homes for sale in BELLA COLLINA SUB

3
3
6
2
3
4 · this home
$475–537$537–598$598–659$659–721$721–782$782+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Collina

Map of 15353 PENDIO DRIVE inside its neighborhood boundary

Get to know Bella Collina. See the full Bella Collina guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bella Collina market

Seller’s marketLeans buyer12.8 months of inventoryBuyer’s market

$2.0M$3.0M

Bella Collina median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

3 of 21

BELLA COLLINA SUB have cut their price

Median sold price, Bella Collina, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 320% above the BELLA COLLINA 34756 median. See the full Bella Collina market guide →

Paper trail

This home's history

May 1, 2026Listed at $4,189,000 · 80 days on market since
2027Built · BELLA COLLINA SUB

Reality check

What actually sold near 15353 PENDIO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15754 PENDIO DRIVESold · Oct ’25

$3,107,571

15754 PENDIO DRIVE · same community

5 bd · 6 ba · 4,966 sqft · $626/sqft · 16 DOM

16020 PENDIO DRIVESold · Jul ’26

$2,165,000

16020 PENDIO DRIVE · same community

5 bd · 5 ba · 4,978 sqft · $435/sqft · 348 DOM

15739 PENDIO DRIVESold · Apr ’26

$3,020,407

15739 PENDIO DRIVE · same community

5 bd · 5.5 ba · 5,056 sqft · $597/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15353 PENDIO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15353 PENDIO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15353 PENDIO DRIVE FAQs

What would the monthly payment be for 15353 PENDIO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,680/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15353 PENDIO DRIVE?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15353 PENDIO DRIVE?+

The most recent tax bill on record (2026) was $11,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15353 PENDIO DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bella Collina?+

At $4,189,000, this home is listed about 87% above the Bella Collina median of $2,237,500. The market section on this page shows how the area is trending.

Which schools are assigned to 15353 PENDIO DRIVE?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,189,000 runs 320% above the BELLA COLLINA 34756 median — but at 4,967 sqft it's also 19% larger than the typical Bella Collina listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BELLA COLLINA REAL ESTATE CO · Dawn Roffey. MLS #G5111386.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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