16989 LUCCA LANE, MONTVERDE, FL, 34756
Active345 days on marketListed Aug 23, 2025MLS #G5101203
About this home
16989 LUCCA LANE
Experience refined single-story luxury in the completed Savannah by Davila Homes, thoughtfully designed to blend timeless architecture with effortless indoor-outdoor living on an oversized 1.2-acre homesite within the private gated community of Bella Collina. A welcoming open-concept floor plan is enhanced by exceptional architectural details throughout, including a dramatic tray ceiling in the great room, a custom drop-down kitchen soffit with decorative beams, elegant tray ceilings in the primary suite and spa-inspired bath, and a beamed tray ceiling that elevates the expansive covered lanai. The chef's kitchen flows seamlessly into the dining and living spaces, creating an inviting setting for entertaining and everyday living. The private primary retreat offers dual walk-in closets and a luxurious spa bath designed for relaxation. A versatile flex room with a nearby full bath provides the perfect space for a home office, library, or additional guest suite. A second flex room features French doors opening directly to the lanai and an en-suite pool bath with exterior access, making it ideal as a fitness studio, game room, media room, guest retreat, or additional bedroom. Designed for year-round entertaining, the oversized covered lanai features a fireplace, summer kitchen, retractable screens, and generous outdoor living space overlooking the backyard. The thoughtfully designed outdoor retreat features a resort-style pool and spa positioned to one side of the homesite, creating an expansive artificial turf entertainment lawn that functions as a true extension of the home. Whether envisioned as a future fire pit gathering area, outdoor lounge, recreation space, or open play lawn, the design offers exceptional flexibility. The wide 1.2-acre homesite also includes a generous side yard with ample room for a future sport court, fenced dog run, playground, or additional outdoor enhancements. Professionally designed landscaping enhances the home's striking curb appeal while creating a private, resort-inspired setting. Residents of Bella Collina enjoy world-class amenities including the Sir Nick Faldo-designed championship golf course, full-service spa, fitness center, tennis, pickleball, resort-style pool, exceptional dining, and the iconic clubhouse overlooking Lake Siena. Offering thoughtfully designed indoor and outdoor living spaces, timeless architectural details, and endless possibilities to enjoy the expansive homesite, the completed Savannah by Davila Homes presents an exceptional opportunity to experience luxury living in one of Central Florida's most exclusive private communities. Developer will defer the $40,000 Sports Membership Deposit at closing.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
3,984
Sqft
1.21 ac
Lot size
8
Garage
2026
Year built
One
Levels
$703
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$17,146 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,146/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.6%
$/sqft vs Montverde actives
$703 vs $320
Days on market
345 vs 82 typical
Where $703/sqft sits among the 60 Montverde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bella Collina
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Montverde. See the full Montverde guide →
Bella Collina — neighborhood snapshot
Population
466
Median age
40
Median income
$137,700
Median home value
$582,400
Avg household
3
Households w/ children
64%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Montverde market
$707K → $787K
Montverde median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
25 of 60
Montverde actives have cut their price
Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 173% above the MONTVERDE 34756 median. See the full Montverde market guide →
Paper trail
This home's history
Reality check
What actually sold near 16989 LUCCA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$2,700,000
16985 LUCCA LANE · same community
5 bd · 5.5 ba · 4,508 sqft · $599/sqft · 263 DOM
Sold · Jun ’26$3,000,000
15552 PENDIO DRIVE · same community
4 bd · 4.5 ba · 4,755 sqft · $631/sqft · 110 DOM
Sold · Mar ’26$4,450,000
17044 CAVALLO DRIVE · same community
6 bd · 7.5 ba · 6,118 sqft · $727/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16989 LUCCA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16989 LUCCA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16989 LUCCA LANE FAQs
What would the monthly payment be for 16989 LUCCA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,146/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16989 LUCCA LANE?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16989 LUCCA LANE?+
The most recent tax bill on record (2024) was $5,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16989 LUCCA LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Montverde?+
At $2,800,000, this home is listed about 180% above the Montverde median of $999,950. The market section on this page shows how the area is trending.
Which schools are assigned to 16989 LUCCA LANE?+
Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,800,000 runs 173% above the MONTVERDE 34756 median — but at 3,984 sqft it's also 26% larger than the typical Montverde listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
345 days on market against a Montverde median of 82 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BELLA COLLINA REAL ESTATE CO · Dawn Roffey. MLS #G5101203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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