45 LOB WEDGE LANE, BUNNELL, FL, 32110
Active495 days on marketListed Mar 16, 2025MLS #FC308053
About this home
45 LOB WEDGE LANE
Motivated Seller. 3-Bedroom Smart Home with Bonus Room in Grand Reserve – Gated Golf Community! Discover this 3-bedroom, 2-bath home with a bonus room in the sought-after Grand Reserve – The Lynx! Located in a gated golf community, this home features an open-concept floor plan designed for modern living. Residents enjoy top-notch amenities, including a pool, tennis courts, pickleball, a basketball court, a gym, and a clubhouse. Kitchen & Living Space The chef’s kitchen boasts stainless steel appliances, 42-inch white cabinetry, Corian countertops, a large pantry, and a spacious island—perfect for entertaining. The kitchen-dining combo provides a cozy dining space. Love cooking with gas? This home has it! The open-concept layout allows you to cook in the kitchen while easily chatting with guests in the living room, making it ideal for gatherings and family time. The inviting living room and kitchen feature beautiful ceramic wood tile flooring, adding warmth and durability to the space. A ceiling fan enhances the cozy and welcoming ambiance. Bedrooms, Bathrooms & Bonus Room The split-bedroom layout ensures privacy. The primary suite offers large windows with preserve views, a walk-in closet, and an en-suite bath featuring dual sinks, a walk-in shower, and a linen closet. The secondary bedrooms include ceiling fans and ample closet space, sharing a three-piece bath with a tub/shower combo. All bedrooms are carpeted for extra comfort. A bonus room with French doors features luxury vinyl flooring, making it the perfect space for a home office, TV room, or playroom. Outdoor & Additional Features Screened lanai overlooking the serene preserve—sit back, relax, and watch the deer run through the trees. Privacy fencing on both sides, with wrought iron fencing in the back for unobstructed views of nature and wildlife. Brick paver patio for additional seating. Laundry room with extra cabinet storage. AO water softener & tankless water heater for energy efficiency. Irrigation system using reclaimed water, allowing you to water your grass at no charge. Don’t miss the opportunity to own this beautiful home in a highly desirable community!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,913
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,945 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,945/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
$/sqft vs Bunnell actives
$177 vs $200
Days on market
495 vs 33 typical
Where $177/sqft sits among the 83 Bunnell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$33,471/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,400/mo median
Live Bunnell rental listing data — this home’s rate depends on size, condition and furnishing.
The Palm Coast short-term market
▼ Softening42%
Occupancy
▼ 26% yr/yr
$319
Avg nightly rate
▲ 6% yr/yr
$32K/yr
Revenue per listing
$140
RevPAR
55 days
Booking lead time
5.7 nights
Avg stay
5
Typical min nights
733
Active rentals
▲ 2% supply
Seasonality — monthly occupancy
Peaks at 56% in Mar · bottoms at 33% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Coast — the projection above is specific to this home’s size.
Where it sits
Inside Grand Reserve
Grand Reserve is a short-term-rental community. See the full guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $287K
Bunnell median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
38 of 83
Bunnell actives have cut their price
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 LOB WEDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$260,000
9 GRAND PAR COURT
4 bd · 2 ba · 1,881 sqft · $138/sqft · 114 DOM
Sold · Mar ’26$332,000
220 GRAND RESERVE DRIVE
4 bd · 2 ba · 1,874 sqft · $177/sqft · 122 DOM
Sold · Sep ’25$379,000
20 ELIAS LANE
3 bd · 2 ba · 1,956 sqft · $194/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 45 LOB WEDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 LOB WEDGE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
45 LOB WEDGE LANE FAQs
What would the monthly payment be for 45 LOB WEDGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,945/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 45 LOB WEDGE LANE?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 45 LOB WEDGE LANE?+
The most recent tax bill on record (2024) was $6,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 45 LOB WEDGE LANE be rented short-term?+
Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 45 LOB WEDGE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bunnell?+
At $339,000, this home is listed about 11% above the Bunnell median of $305,350. The market section on this page shows how the area is trending.
Which schools are assigned to 45 LOB WEDGE LANE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$339,000 runs 23% above the BUNNELL 32110 median — but at 1,913 sqft it's also 19% larger than the typical Bunnell listing.
02Zoned for nightly rentals
Grand Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
495 days on market against a Bunnell median of 33 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $399,900, now $339,000 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC (PALM COAST) · Angie Thomas. MLS #FC308053.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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