1331 WATER OAK ROAD, BUNNELL, FL, 32110
Active138 days on marketListed Mar 12, 2026MLS #O6389856
About this home
1331 WATER OAK ROAD
One or more photo(s) has been virtually staged. Pre-Construction. To be built. Enjoy this newly under construction Custom Cottage located on an oversized lot in a beautiful rural setting. Located on a paved road far enough away from the noise and lights of the city yet very close enough to shops and amenities. The oversized lot allows plenty of room for recreational growth and is for animal and livestock friendly. Located just 30 minutes from Flagler Beach and the Intracoastal Waterway, 35 minutes to the World's most Famous Daytona Beach and 45 Minutes to the Nation's Oldest City, St Augustine. This area is an outdoorsman's paradise being just minutes away from boat launches to Crescent Lake and Lake George with access into the St John's River. Estimated Completion Date of August 2026 you can be in your new home in time for the local Labor Day Festivities. Builder will allow certain selection changes while time allows. A Garage Option is also available for this custom model home. Purchase this particular Lot/Home Package or build on your property to your individual requirements with this local Design/Build Custom Builder. Come join us in beautiful Flagler County Florida.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,377
Sqft
0.51 ac
Lot size
2026
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,334 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,334/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs DAYTONA NORTH SUB
$247 vs $203
Days on market
138 vs 33 typical
Where $247/sqft sits among the 20 homes for sale in DAYTONA NORTH SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bunnell
Get to know Bunnell. See the full Bunnell guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $287K
Bunnell median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 20
DAYTONA NORTH SUB have cut their price
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 1331 WATER OAK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$259,888
1711 WATER OAK ROAD · same community
4 bd · 2 ba · 1,375 sqft · $189/sqft · 156 DOM
Sold · Jan ’26$270,990
5513 NUTWOOD AVENUE · same community
4 bd · 2 ba · 1,375 sqft · $197/sqft · 150 DOM
Sold · Jan ’26$241,888
6670 MAHOGANY BOULEVARD · same community
4 bd · 2 ba · 1,375 sqft · $176/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1331 WATER OAK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1331 WATER OAK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1331 WATER OAK ROAD FAQs
What would the monthly payment be for 1331 WATER OAK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,334/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1331 WATER OAK ROAD?+
The most recent tax bill on record (2026) was $300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1331 WATER OAK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bunnell?+
At $339,500, this home is listed about 11% above the Bunnell median of $305,350. The market section on this page shows how the area is trending.
Which schools are assigned to 1331 WATER OAK ROAD?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6389856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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