David Ramirez
$365,0003 bd2 ba1,677 sqft$218 /sqft$2,592 /mo all-in ↓

1594 PAPAYA STREET, BUNNELL, FL, 32110

Active30 days on marketListed Jul 3, 2026MLS #O6422290

Single Family ResidenceDAYTONA NORTH SUB

About this home

1594 PAPAYA STREET

Welcome to your own private slice of paradise at **1594 Papaya Street, Bunnell**, where country living is at its finest! Situated on **over one acre of fully fenced land**, this beautifully maintained, hurricane-resistant home offers the perfect combination of privacy, functionality, and modern updates, with plenty of room for your family, pets, recreational vehicles, and all your outdoor hobbies. Designed with peace of mind in mind, the home features hurricane shutters, durable Rhino exterior paint, an electric gate opener, and a new air conditioning system installed on **June 21, 2025**. The property is fully fenced and thoughtfully divided between the front and backyard, making it ideal for children, pets, or creating separate spaces for entertaining and recreation. Inside, you'll find a beautifully remodeled custom kitchen featuring quality oak cabinetry, ample storage, and generous workspace for preparing meals and gathering with family and friends. Both bathrooms have been recently remodeled, including the spacious primary en-suite featuring a luxurious walk-in therapeutic tub with light therapy and **12 soothing massage jets**, creating a spa-like retreat at home. New vinyl laminate flooring has been installed throughout all bedrooms, adding style, durability, and easy maintenance. Step outside to experience everything this exceptional property has to offer. Enjoy the sundeck, relax by the above-ground pool (ready for installation), tend to your own greenhouse and chicken coop, or take advantage of the impressive double-lofted barn and separate workshop—perfect for hobbies, storage, or running a home-based business. The property is also equipped with a well pump system, new water softener, and chlorination system for added convenience and efficiency. Outdoor enthusiasts will appreciate the easy access to several nearby lakes, offering excellent boating, fishing, kayaking, and wildlife viewing opportunities. You'll also enjoy being just a short drive from the natural beauty of **Flagler Beach**, **Bulow Creek State Park**, **Gamble Rogers Memorial State Recreation Area**, and the **Princess Place Preserve**, where hiking, horseback riding, camping, and scenic nature trails await. Shopping, dining, schools, and major highways are also conveniently nearby, allowing you to enjoy peaceful country living without sacrificing accessibility. Whether you're looking for room to grow, space for animals and hobbies, or simply a peaceful retreat surrounded by nature, this one-of-a-kind property offers the best of Florida country living with modern comforts and endless possibilities. Don't miss the opportunity to make this exceptional property your forever home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,677

Sqft

1.14 ac

Lot size

2002

Year built

One

Levels

$218

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesEast
ExteriorGarden

Community & fees

Taxes (2025)$1,466/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,592 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$122
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$2,592/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$122
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs DAYTONA NORTH SUB

$218 vs $206

Days on market

30 vs 33 typical

Where $218/sqft sits among the 18 homes for sale in DAYTONA NORTH SUB

6
8 · this home
2
1
0
1
$115–180$180–246$246–311$311–377$377–442$442+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bunnell

Map of 1594 PAPAYA STREET

Get to know Bunnell. See the full Bunnell guide →

BUNNELL 32110 — neighborhood snapshot

Population

9,877

Median age

42.6

Median income

$56,277

Median home value

$221,200

Avg household

2.7

Households w/ children

1,090

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bunnell market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$285K$287K

Bunnell median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

10 of 18

DAYTONA NORTH SUB have cut their price

Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the BUNNELL 32110 median. See the full Bunnell market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $365,000 · 30 days on market since
2002Built · DAYTONA NORTH SUB

Reality check

What actually sold near 1594 PAPAYA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1605 GUAVA LANESold · Aug ’25

$340,000

1605 GUAVA LANE · same community

2 bd · 2 ba · 1,613 sqft · $211/sqft · 113 DOM

4544 BUTTERNUT AVENUESold · Apr ’26

$183,000

4544 BUTTERNUT AVENUE · same community

3 bd · 3 ba · 1,768 sqft · $104/sqft · 9 DOM

2667 REDWOOD STREETSold · Jan ’26

$225,000

2667 REDWOOD STREET · same community

3 bd · 2 ba · 1,848 sqft · $122/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1594 PAPAYA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1594 PAPAYA STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1594 PAPAYA STREET FAQs

What would the monthly payment be for 1594 PAPAYA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,592/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1594 PAPAYA STREET?+

The most recent tax bill on record (2025) was $1,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1594 PAPAYA STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bunnell?+

At $365,000, this home is listed about 20% above the Bunnell median of $305,350. The market section on this page shows how the area is trending.

Which schools are assigned to 1594 PAPAYA STREET?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TRUDEALS REALTY CORP · Candace Garber. MLS #O6422290.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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