David Ramirez
Short-Term Rental Eligible
$315,0004 bd2 ba1,490 sqft$211 /sqft$2,665 /mo all-in ↓

629 GRAND RESERVE DRIVE, BUNNELL, FL, 32110

Active84 days on marketListed May 1, 2026MLS #V4948832

Est. $39K/yr short-term rental revenueSingle Family ResidenceGRAND RESERVE PH 2

About this home

629 GRAND RESERVE DRIVE

Welcome to life in Grand Reserve Golf Community where affordability meets lifestyle. This beautifully designed 4-bedroom, 2-bath home offers a fantastic open floor plan that feels bright, spacious, and perfect for both everyday living and entertaining. Being newly built, you’ll enjoy modern finishes, energy efficiency, and the peace of mind that comes with newer construction. The layout flows seamlessly from the main living space into the kitchen and dining areas, creating that open, connected feel today’s buyers are looking for. With four bedrooms, there’s flexibility for guests, a home office, or growing households. Step outside your front door and into one of the area’s most desirable communities, featuring resort-style amenities including a sparkling pool, fitness center, tennis courts, and more giving you that vacation lifestyle without ever leaving home. Location is the cherry on top you’re just a short drive to the beautiful beaches of Flagler and Volusia County, making weekend beach days or sunset strolls an easy part of your routine. Whether you’re looking for a primary residence, second home, or investment opportunity this one checks all the boxes. All information taken from the tax record, and while deemed reliable, cannot be guaranteed.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,490

Sqft

0.14 ac

Lot size

2

Garage

2021

Year built

One

Levels

$211

Per sqft

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Other · Range · Refrigerator · Washer
InteriorOpen Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$5/mo
Taxes (2025)$6,073/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,665 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$506
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,665/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$506
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$272KedgeAI estimate $289,220 · range $283K$302K$328K

vs edgeAI estimate

+8.9%

$/sqft vs Bunnell actives

$211 vs $200

Days on market

84 vs 33 typical

Where $211/sqft sits among the 80 Bunnell actives

47
20 · this home
6
0
3
4
$145–205$205–266$266–326$326–387$387–447$447+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$38,749/yr gross

Avg nightly rate$248
Occupancy (comp set)45%
CommunityGrand Reserve
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,400/mo median

MarketBunnell
Annual gross at median$16,800
Gross yield on this price5.3%
Homes for rent right now11

Live Bunnell rental listing data — this home’s rate depends on size, condition and furnishing.

The Palm Coast short-term market

▼ Softening

42%

Occupancy

▼ 26% yr/yr

$319

Avg nightly rate

▲ 6% yr/yr

$32K/yr

Revenue per listing

$140

RevPAR

55 days

Booking lead time

5.7 nights

Avg stay

5

Typical min nights

733

Active rentals

▲ 2% supply

Seasonality — monthly occupancy

Peaks at 56% in Mar · bottoms at 33% in Sep

37%
49%
56%
46%
41%
39%
53%
41%
33%
34%
34%
39%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Coast — the projection above is specific to this home’s size.

Where it sits

Inside Grand Reserve

Map of 629 GRAND RESERVE DRIVE inside its neighborhood boundary

Grand Reserve is a short-term-rental community. See the full guide →

BUNNELL 32110 — neighborhood snapshot

Population

9,877

Median age

42.6

Median income

$56,277

Median home value

$221,200

Avg household

2.7

Households w/ children

1,090

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bunnell market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$285K$287K

Bunnell median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

37 of 80

Bunnell actives have cut their price

Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the BUNNELL 32110 median. See the full Bunnell market guide →

Paper trail

This home's history

May 1, 2026Listed at $315,000 · 84 days on market since
2021Built · GRAND RESERVE PH 2

Reality check

What actually sold near 629 GRAND RESERVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20 FLAGSTICK LANESold · Mar ’26

$276,000

20 FLAGSTICK LANE

3 bd · 2 ba · 1,459 sqft · $189/sqft · 63 DOM

14 FLAGSTICK LANESold · Feb ’26

$281,990

14 FLAGSTICK LANE

3 bd · 2 ba · 1,459 sqft · $193/sqft · 22 DOM

34 FLAGSTICK LANESold · Apr ’26

$269,990

34 FLAGSTICK LANE

3 bd · 2 ba · 1,459 sqft · $185/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 629 GRAND RESERVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 629 GRAND RESERVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

629 GRAND RESERVE DRIVE FAQs

What would the monthly payment be for 629 GRAND RESERVE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,665/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 629 GRAND RESERVE DRIVE?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 629 GRAND RESERVE DRIVE?+

The most recent tax bill on record (2025) was $6,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 629 GRAND RESERVE DRIVE be rented short-term?+

Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 629 GRAND RESERVE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bunnell?+

At $315,000, this home is listed about 3% above the Bunnell median of $305,350. The market section on this page shows how the area is trending.

Which schools are assigned to 629 GRAND RESERVE DRIVE?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$315,000 runs 15% above the BUNNELL 32110 median.

02Zoned for nightly rentals

Grand Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

84 days on market against a Bunnell median of 33 — sellers in this position are usually ready to negotiate.

Listing courtesy of SIMPLY REAL ESTATE · Jessica Jackson. MLS #V4948832.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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629 GRAND RESERVE DRIVE, BUNNELL, FL — 4 Bed, 2 Bath — $315,000 | CENTURY 21 Edge