20 HOLLAND DRIVE, PUNTA GORDA, FL, 33950
Active92 days on marketListed Apr 24, 2026MLS #C7525277
About this home
20 HOLLAND DRIVE
Welcome to 20 Holland Dr. in very desirable Windmill Village! This home features 2 bedrooms, 1.5 baths totally new from roof to flooring. Ready for a new owner and priced to sell! Mostly furnished simply move in and relax! New cabinets in kitchen and both baths ( solid wood, and granite countertops) All new flooring, paint, plumbing, roof, electric, windows. Fully equipped kitchen, stove, refrigerator, microwave. Outside features a covered carport, and screened in area, also a large shed 11 x 10 with laundry hook up and storage shelves. Also a 10 x 20 Florida room, plenty of room to entertain, or have a second living area. This is a must see, yes it was built in 1969, and has survived major hurricanes, home is solid! Windmill Village is a 55+ park, you can stay as busy as you like, so many clubs and activites the list is quite long. From social club events, like bringing in bands entertainment, bingo, to the clubs in the park like kayak club, woodworkers club, boat club, fishing club just to name a few! Beautiful clubhouse has a kitchen, library, and billard room. There is a marina with boat launch, also docks that are first come first serve, access to harbor. Sales price does not included the share purchase of $18,285 Arlene Dunn is co lister feel free to call / text her
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
576
Sqft
0.08 ac
Lot size
1969
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,255 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,255/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WINDMILL VILLAGE
$205 vs $154
Days on market
92 vs 59 typical
Where $205/sqft sits among the 33 homes for sale in WINDMILL VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
13 of 33
WINDMILL VILLAGE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 HOLLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$110,000
13 DEN HELDER AVENUE · same community
2 bd · 2 ba · 1,008 sqft · $109/sqft · 129 DOM
Sold · Mar ’26$150,000
22 WINDMILL BOULEVARD · same community
3 bd · 2 ba · 1,056 sqft · $142/sqft · 464 DOM
Sold · Jan ’26$145,000
12 BRINK AVENUE · same community
2 bd · 2 ba · 1,056 sqft · $137/sqft · 403 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20 HOLLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 HOLLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20 HOLLAND DRIVE FAQs
What would the monthly payment be for 20 HOLLAND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,255/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20 HOLLAND DRIVE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20 HOLLAND DRIVE?+
The most recent tax bill on record (2025) was $994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20 HOLLAND DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $118,038, this home is listed about 66% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 20 HOLLAND DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CCRFL, LLC. · Sue Shangle-Kibby. MLS #C7525277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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