12 FREEMAN AVENUE, PUNTA GORDA, FL, 33950
Active136 days on marketListed Mar 10, 2026MLS #C7523102
About this home
12 FREEMAN AVENUE
Discover the perfect opportunity to craft your dream Florida lifestyle in the vibrant, resident-owned 55+ community of Windmill Village in Punta Gorda. This vacant lot serves as your ready-to-build blank canvas in one of Southwest Florida's most sought-after active adult waterfront communities, with direct access to Charlotte Harbor for effortless boating adventures, sunset cruises, or quick trips to the Gulf. Windmill Village offers an abundance of amenities designed for an engaging, social retirement: two private marinas with a boat ramp, a sparkling heated pool with a pavilion for gatherings, shuffleboard, bocce ball, horseshoes, indoor pickleball, billiards, cornhole, and a large community center hosting bingo nights, clubs, and year-round events tailored to diverse hobbies. The lot is already cleared and leveled, primed for your custom manufactured home, and the low monthly HOA fee (around $256) covers essential perks like water, sewer, trash pickup, common area maintenance, and road upkeep—delivering true hassle-free living. Note that the purchase price excludes a one-time $18,285 Buy-In Share and Bond, which is fully refunded upon resale. Conveniently located just minutes from historic downtown Punta Gorda—famed for its charming shops, waterfront dining, weekly farmers markets, and live entertainment—you're also a short drive from award-winning Gulf Coast beaches for relaxing day trips or getaways. Punta Gorda has earned accolades as a top small place to live, including recognition from Money Magazine and Forbes for its quality of life and appeal. Whether envisioning a seasonal retreat or a permanent paradise, this lot in a welcoming, well-maintained, gated neighborhood provides the ideal setting to build and enjoy an active, vacation-like every day. Don't miss your chance to secure a slice of Southwest Florida heaven in Windmill Village! Note: This lot is now vacant with no home on it.
Facts & features
The home at a glance
0.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 FREEMAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$110,000
13 DEN HELDER AVENUE · same community
2 bd · 2 ba · 1,008 sqft · $109/sqft · 129 DOM
Sold · Mar ’26$150,000
22 WINDMILL BOULEVARD · same community
3 bd · 2 ba · 1,056 sqft · $142/sqft · 464 DOM
Sold · Jan ’26$145,000
12 BRINK AVENUE · same community
2 bd · 2 ba · 1,056 sqft · $137/sqft · 403 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 FREEMAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 FREEMAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12 FREEMAN AVENUE FAQs
What would the monthly payment be for 12 FREEMAN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $834/mo — principal and interest, the actual property-tax bill, the $256/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 FREEMAN AVENUE?+
The association fee works out to $256 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 FREEMAN AVENUE?+
The most recent tax bill on record (2025) was $461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 FREEMAN AVENUE?+
The listing reports pets: Breed Restrictions, Cats OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $60,000, this home is listed about 83% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 12 FREEMAN AVENUE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7523102.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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