8 EMDEN CIRCLE, PUNTA GORDA, FL, 33950
Active469 days on marketListed Apr 11, 2025MLS #C7508483
About this home
8 EMDEN CIRCLE
Discover the perfect opportunity to create your ideal Florida lifestyle in the vibrant 55+ community of Windmill Village in Punta Gorda! This vacant lot is your blank canvas, nestled in one of Southwest Florida’s most desirable active adult waterfront communities. Windmill Village is packed with amenities to keep your days full and fun, including two private marinas, a sparkling heated pool, shuffleboard, cornhole, horseshoes, pickleball, bingo nights, and a lively social club that keeps the calendar buzzing with activities all year round. Boaters will love the direct water access via the Peace River and Charlotte Harbor – perfect for sunset cruises or a quick trip to the Gulf. Just minutes from historic downtown Punta Gorda, you're close to charming shops, waterfront dining, weekly farmers markets, and live entertainment. Whether you’re looking to build a seasonal retreat or a full-time forever home, this lot offers the flexibility and location to make it happen. Plus, you're only a short drive to award-winning Gulf Coast beaches – perfect for day trips or weekend getaways. Come be part of a welcoming, active community where every day feels like a vacation. Don’t miss your chance to own a slice of paradise in Windmill Village! *This lot is now vacant with no home on it*
Facts & features
The home at a glance
0.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$717 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$717/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 8 EMDEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$110,000
13 DEN HELDER AVENUE · same community
2 bd · 2 ba · 1,008 sqft · $109/sqft · 129 DOM
Sold · Mar ’26$150,000
22 WINDMILL BOULEVARD · same community
3 bd · 2 ba · 1,056 sqft · $142/sqft · 464 DOM
Sold · Jan ’26$145,000
12 BRINK AVENUE · same community
2 bd · 2 ba · 1,056 sqft · $137/sqft · 403 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8 EMDEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8 EMDEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8 EMDEN CIRCLE FAQs
What would the monthly payment be for 8 EMDEN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $717/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8 EMDEN CIRCLE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8 EMDEN CIRCLE?+
The most recent tax bill on record (2024) was $2,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8 EMDEN CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $25,000, this home is listed about 93% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 8 EMDEN CIRCLE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$25,000 is 91% below the PUNTA GORDA 33950 median of $272,993.
02Time on market is leverage
469 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $47,000, now $25,000 — a $22K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Matthew Patterson. MLS #C7508483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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