David Ramirez
$187,000$197,0002 bd2 ba1,344 sqft$139 /sqft$1,872 /mo all-in ↓

36 FREEMAN AVENUE, PUNTA GORDA, FL, 33950

Active417 days on marketListed Jun 2, 2025MLS #C7510182

Priced 32% below the PUNTA GORDA 33950 medianReduced $10KFully furnishedManufactured HomeWINDMILL VILLAGE

About this home

36 FREEMAN AVENUE

Discover your dream home in this stunning 2005 Champion manufactured home, a fully furnished and move-in-ready gem offering 1,291 square feet of comfortable living space in the heart of Punta Gorda, Florida. This charming 2-bedroom, 2-bathroom residence features a bright open-concept floor plan with a spacious kitchen that includes a center island/breakfast bar and plenty of storage. The kitchen, living room, and dining area flow seamlessly together, creating an ideal space for everyday living and entertaining. Both bedrooms offer generous closet space, and a versatile bonus room provides the perfect spot for a den, office, or hobby room. Recent upgrades ensure modern comfort and peace of mind, including a new water heater (2025), new roof (2023), and new air conditioner (2022). Outside, you'll appreciate the generous carport and large shed for additional storage and convenience. The low HOA fee covers water, sewer, and trash removal, delivering a true hassle-free lifestyle. Windmill Village is a vibrant, resident-owned 55+ community that offers an active retirement lifestyle with two private marinas (free slips, first-come, first-served), a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, and a large community center with clubs catering to every hobby interest. Relax or socialize at the welcoming pavilion beside the heated pool. Located in Punta Gorda — repeatedly voted “#1 Best Small Place to Live” by Money Magazine and Forbes — this waterfront community provides the perfect blend of convenience and coastal charm. Note: The purchase price does not include the $18,285 Buy-In Share and Bond, which is fully refundable upon sale. This beautifully maintained, turnkey home is ready for you to move in and start enjoying paradise. Schedule your private showing today and claim your slice of Florida living in Windmill Village!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,344

Sqft

0.1 ac

Lot size

2005

Year built

One

Levels

$139

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCrown Molding · Kitchen/Family Room Combo
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorStorage

Community & fees

HOA fee$256/mo
Taxes (2024)$3,266/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityCommunity Boat Ramp · Marina · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Gated Community - No Guard · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,872 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,101
FHA mortgage insurance (est.)$83
Property tax — 2024 actual bill$272
HOA fee — from the listing$256
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,545Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,545
Interest rate6.00%
Loan term

Estimated payment

$1,872/mo

Principal & interest$1,101
FHA mortgage insurance (est.)$83
Property taxes (actual bill)$272
HOA / condo fee$256
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $187K
$118KedgeAI estimate $143,314 · range $123K$194K$202K

vs edgeAI estimate

+30.5%

$/sqft vs WINDMILL VILLAGE

$139 vs $154

Days on market

417 vs 59 typical

Where $139/sqft sits among the 33 homes for sale in WINDMILL VILLAGE

5
2
6 · this home
7
5
8
$98–116$116–133$133–150$150–167$167–184$184+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 36 FREEMAN AVENUE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

12 of 33

WINDMILL VILLAGE have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $187,000 $10K
Jun 2, 2025Listed at $197,000 · 417 days on market since
2005Built · WINDMILL VILLAGE

Reality check

What actually sold near 36 FREEMAN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

37 EMDEN CIRCLESold · Oct ’25

$150,000

37 EMDEN CIRCLE · same community

2 bd · 2 ba · 1,350 sqft · $111/sqft · 264 DOM

27 EMDEN CIRCLESold · Sep ’25

$315,000

27 EMDEN CIRCLE · same community

2 bd · 2 ba · 1,368 sqft · $230/sqft · 134 DOM

21 BELCHER DRIVESold · Apr ’26

$150,000

21 BELCHER DRIVE · same community

2 bd · 2 ba · 1,389 sqft · $108/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 36 FREEMAN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 36 FREEMAN AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

36 FREEMAN AVENUE FAQs

What would the monthly payment be for 36 FREEMAN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,872/mo — principal and interest, the actual property-tax bill, the $256/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 36 FREEMAN AVENUE?+

The association fee works out to $256 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 36 FREEMAN AVENUE?+

The most recent tax bill on record (2024) was $3,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 36 FREEMAN AVENUE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $187,000, this home is listed about 46% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 36 FREEMAN AVENUE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PUNTA GORDA 33950 market on paper

$187,000 is 32% below the PUNTA GORDA 33950 median of $274,900, and at $139/sqft it sits under the Punta Gorda average of $233.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

417 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $197,000, now $187,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7510182.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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