65 ALLWORTHY STREET, PORT CHARLOTTE, FL, 33954
Active263 days on marketListed Nov 21, 2025MLS #C7518096
About this home
65 ALLWORTHY STREET
Recent Price Adjustment! Great Opportunity in Desirable Section 15 of Port Charlotte This well-maintained single-family home is located in the highly sought-after Section 15 area of Port Charlotte and offers the convenience of city water and sewer, along with easy access to shopping, dining, medical facilities, and I-75 for effortless commuting. One of the many benefits of this property is its location in an X Flood Zone, meaning flood insurance is typically not required by lenders, providing potential savings and added peace of mind for homeowners. Designed with comfort and functionality in mind, the home features a desirable split-bedroom floor plan that provides added privacy for the primary suite. Spacious living and dining areas flow seamlessly throughout the home, creating a comfortable setting for both everyday living and entertaining. Central heating and air conditioning ensure year-round comfort, while the home's practical design offers easy maintenance and lasting appeal. Outdoor living is equally inviting with a fully screened lanai, perfect for relaxing and enjoying Florida's beautiful weather. The oversized backyard provides plenty of room for recreation, gardening, pets, or future enhancements. A valuable bonus is the 15' x 16' enclosed shed/workshop, ideal for storage, hobbies, projects, or additional workspace. Additional highlights include a new roof installed in 2023, adding peace of mind for future owners. For investors, the property offers immediate income potential with a tenant currently occupying the home on a month-to-month basis who would love the opportunity to remain if desired. Whether you're searching for a primary residence, seasonal retreat, or investment property, this home combines a prime Section 15 location, valuable updates, an X Flood Zone designation, and excellent versatility in one attractive package.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,302
Sqft
0.23 ac
Lot size
2
Garage
1995
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs PORT CHARLOTTE SEC 015
$211 vs $202
Days on market
263 vs 60 typical
Where $211/sqft sits among the 15 homes for sale in PORT CHARLOTTE SEC 015
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 15
PORT CHARLOTTE SEC 015 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 978% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 65 ALLWORTHY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$240,000
23396 MULLINS AVENUE · same community
3 bd · 2 ba · 1,280 sqft · $188/sqft · 6 DOM
Sold · Mar ’26$264,000
213 HALLCREST TERRACE · same community
3 bd · 2 ba · 1,398 sqft · $189/sqft · 5 DOM
Sold · Sep ’25$235,500
23482 MORELAND AVENUE · same community
3 bd · 2 ba · 1,476 sqft · $160/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 65 ALLWORTHY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 65 ALLWORTHY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
65 ALLWORTHY STREET FAQs
What would the monthly payment be for 65 ALLWORTHY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,191/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 65 ALLWORTHY STREET?+
The most recent tax bill on record (2025) was $3,488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $274,900, this home is listed about 17% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 65 ALLWORTHY STREET?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$274,900 runs 978% above the PORT CHARLOTTE 33954 median.
02Time on market is leverage
263 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $285,000, now $274,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BARNES & PHILLIPS REAL ESTATE · Billy Jones. MLS #C7518096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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