David Ramirez
$349,900$439,9004 bd2 ba2,221 sqft$158 /sqft$2,819 /mo all-in ↓

191 ALLWORTHY STREET, PORT CHARLOTTE, FL, 33954

Active238 days on marketListed Dec 16, 2025MLS #C7519043

Reduced $90KSingle Family ResidencePORT CHARLOTTE SEC 015

About this home

191 ALLWORTHY STREET

SUBSTANTIAL PRICE IMPROVEMENT! MOTIVATED SELLER! Located in the highly desirable SECTION 15 of Port Charlotte, this 2006 custom built, 4 bedroom, 2 bath home has over 2,200 square feet of living space. It has PUBLIC WATER AND SEWER, NO HOA FEES AND NO FLOOD INSURANCE REQUIRED. The open floor plan design has vaulted ceilings throughout the main living area, including the kitchen. The kitchen, open to the 24 x 13 family room, has been updated with an abundance of beautiful maple cabinetry, glass tiled backsplash and features stainless appliances plus a 13 foot breakfast bar and a pantry. The family room features a 8 foot niche, ready for your large screen TV. The large ensuite primary bedroom features a large walk in closet and and a large bath with double vanity, tiled, glass enclosed shower plus a large garden tub. The second bath has Jack 'n Jill access for your guests affording privacy for everyone. Enjoy relaxing on the 28 foot front porch or the large screened lanai in back, accessed by sliders from the family room overlooking the partially fenced backyard with stately oak and palm trees. Additional updates include a radiant barrier OSB attic sheathing which significantly provides energy efficiency, NEW ROOF (2023), HVAC System (2022), whole house surge protector, and seamless gutters, The home is beautifully landscaped providing inviting curb appeal. This home is located with easy access to I-75, medical facilities, minutes to historic downtown Punta Gorda, Fisherman's Village and Sunseekers Resort, golf courses, world class fishing, entertainment, restaurants, shopping and more! Buyer's agents are welcome! Call today to schedule the showing for your new home!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,221

Sqft

0.23 ac

Lot size

2

Garage

2006

Year built

One

Levels

$158

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,329/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,819 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$444
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,819/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$444
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$317KedgeAI estimate $351,079 · range $331K$394K$410K

vs edgeAI estimate

−0.3%

$/sqft vs PORT CHARLOTTE SEC 015

$158 vs $203

Days on market

238 vs 60 typical

Where $158/sqft sits among the 14 homes for sale in PORT CHARLOTTE SEC 015

2 · this home
0
3
5
3
1
$145–164$164–182$182–201$201–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 191 ALLWORTHY STREET

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33954 — neighborhood snapshot

Population

11,604

Median age

52.8

Median income

$83,081

Median home value

$304,000

Avg household

2.42

Households w/ children

1,156

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

9 of 14

PORT CHARLOTTE SEC 015 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1272% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,900 $90K
Dec 16, 2025Listed at $439,900 · 238 days on market since
2006Built · PORT CHARLOTTE SEC 015

Reality check

What actually sold near 191 ALLWORTHY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23165 HAMMOND AVENUESold · Feb ’26

$375,000

23165 HAMMOND AVENUE · same community

3 bd · 2 ba · 2,204 sqft · $170/sqft · 2 DOM

23383 WEAVER AVENUESold · Jul ’26

$375,000

23383 WEAVER AVENUE · same community

3 bd · 2 ba · 2,239 sqft · $167/sqft · 10 DOM

259 VICEROY TERRACESold · Feb ’26

$465,000

259 VICEROY TERRACE · same community

3 bd · 2.5 ba · 2,182 sqft · $213/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 191 ALLWORTHY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 191 ALLWORTHY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

191 ALLWORTHY STREET FAQs

What would the monthly payment be for 191 ALLWORTHY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,819/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 191 ALLWORTHY STREET?+

The most recent tax bill on record (2025) was $5,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $349,900, this home is listed about 6% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 191 ALLWORTHY STREET?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$349,900 runs 1272% above the PORT CHARLOTTE 33954 median — but at 2,221 sqft it's also 36% larger than the typical Port Charlotte listing.

02Time on market is leverage

238 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $439,900, now $349,900 — a $90K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Shellee Guinta. MLS #C7519043.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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