David Ramirez
$404,900$429,9003 bd2 ba1,715 sqft$236 /sqft$2,777 /mo all-in ↓

23466 GARRETT AVENUE, PORT CHARLOTTE, FL, 33954

Active182 days on marketListed Feb 11, 2026MLS #R4910704

Reduced $25KSingle Family ResidencePORT CHARLOTTE SEC 015

About this home

23466 GARRETT AVENUE

Gorgeous Home in Port Charlotte's highly coveted Sec 15. Zoned X, NOT IN A FLOOD ZONE. House built on a flat lot with County water and sewer. Custom designed home features PGT WindGuard hurricane impact windows and doors! Boasting 10’ ceilings throughout & 8’ Exterior and Interior Doors throughout, 3 bedrooms 2 baths PLUS an office. The split floor plan allows for owner's privacy, with an open floor plan that's welcoming for entertaining family gatherings or guests! Upgrades galore with *Wood slat shelving in all closets, *Solid Plywood cabinetry, 42" upper cabinets. SOFT CLOSE doors & drawers, *Crown molding throughout, *Quartz countertops in kitchen and bath vanities, *Porcelain large plank tile flooring throughout (a MUST in Florida), *Shiplap decorative accents *Paver driveway leading to the 24'x24' 2 car garage, *Very Large TILED TO CEILING shower in master bath, *Kitchen tiled backsplash, *8’ tall SLIDING GLASS DOORS in great room which adorn the 28'x10' covered and paver Lanai of this Florida paradise. The Lanai has power and water hookups for a summer kitchen. Plenty of storage space in this well thought out home design that has linen closets for each bathroom, large kitchen pantry. Home is MOVE IN READY!!! The kitchen is equipped with Samsung appliances and a spacious island with beautiful quartz countertops. Port Charlotte area offers a new Water Park, the Rays Spring Training Stadium, shopping, dining, and numerous public parks. Short drive to the pristine Gulf Coast Beaches! A short boat ride will take you to Fishermen’s Village and Ponce De Leon Park, with Port Charlotte Beach just minutes away. Enjoy golfing, fishing, and boating in the breathtaking Gulf. Experience stunning sunsets daily and enjoy the vibrant nightlife in nearby downtown Punta Gorda. Don't miss out on this remarkable opportunity to own a home in such a prime location. Schedule your viewing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,715

Sqft

0.23 ac

Lot size

2

Garage

2024

Year built

One

Levels

$236

Per sqft

Garden view

Inside

FlooringPorcelain Tile
AppliancesElectric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorAccessibility Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesSouth
ExteriorIrrigation System · Lighting

Community & fees

Taxes (2024)$649/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,777 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2024 actual bill$54
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,172Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,172
Interest rate6.00%
Loan term

Estimated payment

$2,777/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$54
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$295KedgeAI estimate $339,960 · range $307K$388K$421K

vs edgeAI estimate

+19.1%

$/sqft vs PORT CHARLOTTE SEC 015

$236 vs $202

Days on market

182 vs 60 typical

Where $236/sqft sits among the 14 homes for sale in PORT CHARLOTTE SEC 015

3
0
4
4
2 · this home
1
$145–164$164–182$182–201$201–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 23466 GARRETT AVENUE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33954 — neighborhood snapshot

Population

11,604

Median age

52.8

Median income

$83,081

Median home value

$304,000

Avg household

2.42

Households w/ children

1,156

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

10 of 14

PORT CHARLOTTE SEC 015 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1460% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $404,900 $25K
Feb 11, 2026Listed at $429,900 · 182 days on market since
2024Built · PORT CHARLOTTE SEC 015

Reality check

What actually sold near 23466 GARRETT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

150 ORLANDO BOULEVARDSold · Mar ’26

$364,000

150 ORLANDO BOULEVARD · same community

3 bd · 2 ba · 1,756 sqft · $207/sqft · 6 DOM

199 ALLWORTHY STREETSold · Jan ’26

$334,888

199 ALLWORTHY STREET · same community

3 bd · 2 ba · 1,805 sqft · $186/sqft · 3 DOM

23260 PAINTER AVENUESold · Jun ’26

$385,000

23260 PAINTER AVENUE · same community

3 bd · 2 ba · 1,847 sqft · $208/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 23466 GARRETT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23466 GARRETT AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

23466 GARRETT AVENUE FAQs

What would the monthly payment be for 23466 GARRETT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,777/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 23466 GARRETT AVENUE?+

The most recent tax bill on record (2024) was $649. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $404,900, this home is listed about 23% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 23466 GARRETT AVENUE?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$404,900 runs 1460% above the PORT CHARLOTTE 33954 median.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

182 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $429,900, now $404,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of OCEAN BREEZE BUILDERS, LLC · Myron Noland. MLS #R4910704.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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