3902 WILSHIRE DRIVE UNIT 98, SARASOTA, FL, 34238
Active49 days on marketListed Jun 17, 2026MLS #A4697323
About this home
3902 WILSHIRE DRIVE UNIT 98
Welcome to this beautifully updated villa that offers both luxury and comfort in a serene lakefront setting within the active 55+ community of Lakeshore Village. The open-concept living space seamlessly flows into the dining area and living room, where natural light pours in through multiple skylights, accentuating the stunning views of the lake. Throughout the villa, you’ll appreciate high-end finishes, including 20' diagonally laid ceramic tile and 8 inch crown and floor moulding throughout the home. The kitchen boasts a renovated tray and coffered ceiling with recessed lighting. It also comes with granite countertops, stylish backsplash and updated wood cabinets. The bathrooms have been remodeled with granite counters dual sinks and shaker-style vanities. The Primary suite offers serene lake views and dual walk-in closets. The AC was replaced in 2024. The lanai is fully enclosed with glass, and had AC vents added to the room when the AC was replaced, for cooling efficiency. The room features pocket sliding doors creating some separation and privacy from the rest of the house if used as a possible holiday 3rd bedroom. If you are a snowbird or just enjoying traveling, the worry-free lifestyle of maintenance free living is sure to please. Community amenities include heated saltwater pool, large clubhouse, 2 tennis courts, 2 pickleball courts along with a host of individual and group activities, all in a pet free environment. Meticulously maintained, Lakeshore Village is centrally located within 15-20 minutes of Siesta Beach, I-75, downtown Sarasota and University Town Center, numerous restaurants, healthcare providers and so much more. This villa is truly a must-see, offering both elegance and functionality with the added bonus of lakefront living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,846
Sqft
2
Garage
1986
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,827 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,827/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
$/sqft vs Sarasota actives
$211 vs $343
Days on market
49 vs 61 typical
Where $211/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeshore Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Lakeshore Village — neighborhood snapshot
Population
477
Median age
70
Median income
$115,673
Median home value
$378,700
Avg household
2
Households w/ children
19%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $500K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
159 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the SARASOTA 34238 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3902 WILSHIRE DRIVE UNIT 98
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$247,500
6096 WILSHIRE BOULEVARD UNIT 9 · same community
2 bd · 2 ba · 1,846 sqft · $134/sqft · 139 DOM
Sold · Oct ’25$250,000
4001 WILSHIRE CIRCLE E UNIT 72 · same community
2 bd · 2 ba · 1,884 sqft · $133/sqft · 45 DOM
Sold · Dec ’25$315,000
3954 WILSHIRE CIRCLE UNIT 165 · same community
3 bd · 2 ba · 1,884 sqft · $167/sqft · 211 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3902 WILSHIRE DRIVE UNIT 98 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3902 WILSHIRE DRIVE UNIT 98 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3902 WILSHIRE DRIVE UNIT 98 FAQs
What would the monthly payment be for 3902 WILSHIRE DRIVE UNIT 98?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,827/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3902 WILSHIRE DRIVE UNIT 98?+
The most recent tax bill on record (2025) was $2,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3902 WILSHIRE DRIVE UNIT 98?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $389,000, this home is listed about 32% below the Sarasota median of $574,945. The market section on this page shows how the area is trending.
Which schools are assigned to 3902 WILSHIRE DRIVE UNIT 98?+
Gulf Gate Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,000 runs 47% above the SARASOTA 34238 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Gulf Gate Elementary School, Sarasota Middle School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Steve Prescott. MLS #A4697323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 3902 WILSHIRE DRIVE UNIT 98 but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →