
3862 WILSHIRE CIRCLE W UNIT 107, SARASOTA, FL, 34238
Active128 days on marketListed Apr 3, 2026MLS #A4688140
About this home
3862 WILSHIRE CIRCLE W UNIT 107
From the moment you step inside, tranquil lake views framed by mature trees and visited daily by waterfowl and native birds set the tone for this beautifully updated, freshly painted 2-bedroom, 2-bath villa in the sought-after Lakeshore Village community — just 15 minutes to the world-famous white sands of Siesta Key. The open kitchen features quartz countertops, a designer backsplash, stainless appliances, updated lighting, and a new ceiling with fan. Both baths have been refreshed with granite countertops, new sinks and faucets — and the primary bath features a luxurious soaking tub. New flooring flows throughout — no carpet anywhere in the home. The expanded primary bedroom closet adds generous storage, and completely new AC ductwork was installed in the attic in 2024. Three oversized skylights and abundant windows bathe the interior in natural light, while three large sliding glass doors retract fully to connect the living space — and the owner's suite — to a 23-foot tiled lanai, expanding the total living area to over 1,800 sq. ft. The guest bath features a tub/shower combination. A 2-car garage with overhead storage completes the package. This villa is being offered unfurnished. Lakeshore Village delivers resort-style living with a heated saltwater pool, new pickleball courts, tennis courts, and a spacious clubhouse featuring a library, billiards room, and full kitchen. Monthly fees include basic cable TV, high-speed internet, pest control, roof maintenance, and grounds care. The community features winding private roads, no sidewalks, and convenient private access to Beneva Road. Rentals are permitted, and the location puts restaurants, shops, and medical offices within easy reach.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,606
Sqft
0 ac
Lot size
2
Garage
1985
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,726 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,726/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.5%
$/sqft vs Sarasota actives
$217 vs $345
Days on market
128 vs 62 typical
Where $217/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeshore Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Lakeshore Village — neighborhood snapshot
Population
477
Median age
70
Median income
$115,673
Median home value
$378,700
Avg household
2
Households w/ children
19%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
162 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the SARASOTA 34238 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3862 WILSHIRE CIRCLE W UNIT 107
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$335,000
6120 WILSHIRE CIRCLE UNIT 6 · same community
2 bd · 2 ba · 1,718 sqft · $195/sqft · 126 DOM
Sold · Oct ’25$260,000
3922 WILSHIRE CIRCLE UNIT 177 · same community
2 bd · 2 ba · 1,720 sqft · $151/sqft · 154 DOM
Sold · Mar ’26$270,000
3920 WILSHIRE COURT UNIT 80 · same community
2 bd · 2 ba · 1,720 sqft · $157/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3862 WILSHIRE CIRCLE W UNIT 107 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3862 WILSHIRE CIRCLE W UNIT 107 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3862 WILSHIRE CIRCLE W UNIT 107 FAQs
What would the monthly payment be for 3862 WILSHIRE CIRCLE W UNIT 107?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,726/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3862 WILSHIRE CIRCLE W UNIT 107?+
The most recent tax bill on record (2025) was $4,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3862 WILSHIRE CIRCLE W UNIT 107?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $349,000, this home is listed about 38% below the Sarasota median of $561,785. The market section on this page shows how the area is trending.
Which schools are assigned to 3862 WILSHIRE CIRCLE W UNIT 107?+
Gulf Gate Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$349,000 runs 32% above the SARASOTA 34238 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
128 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gulf Gate Elementary School, Sarasota Middle School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $385,000, now $349,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Judy Greene. MLS #A4688140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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