David Ramirez
$405,0003 bd2 ba1,990 sqft$204 /sqft$3,060 /mo all-in ↓

3946 WILSHIRE CIRCLE E UNIT 168, SARASOTA, FL, 34238

Active39 days on marketListed Jun 16, 2026MLS #A4697072

VillaLAKESHORE VILLAGE

About this home

3946 WILSHIRE CIRCLE E UNIT 168

Welcome to Sarasota’s desirable 55+ Lakeshore Village community. This beautifully maintained, turnkey-furnished (optional) 3-bedroom, 2-bath villa offers a spacious and inviting layout with generously sized bedrooms and tastefully updated bathrooms. Ideally situated on a quiet cul-de-sac, the home features a 2-car garage along with ample driveway parking. Multiple skylights fill the space with an abundance of natural light by day and soft moonlight by night, while the private backyard setting provides a peaceful retreat for nature lovers. The versatile third bedroom is currently configured as a den or office, complete with convenient pocket doors for added flexibility. The bright, eat-in kitchen is thoughtfully updated with granite countertops, pull-out drawers, a new sink, recessed lighting, and select stainless steel appliances. Enjoy peace of mind with recent upgrades including a new hot water heater, front-loading washer, and a high-efficiency HVAC system. Freshly painted throughout, the home features updated ceilings finished in a timeless skip trowel texture. Start your mornings in the Florida room, where you can enjoy coffee while overlooking the tranquil private garden as the sun rises. Lakeshore Village offers an active and welcoming lifestyle with scenic lakes and fountains, tennis courts, a saltwater pool, and a clubhouse with a library and a full calendar of social activities. Contact me today to schedule your private showing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,990

Sqft

0 ac

Lot size

2

Garage

1988

Year built

One

Levels

$204

Per sqft

Garden & Trees/Woods viewNegotiable55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Wood Siding
FoundationSlab
ViewGarden · Trees/Woods
FacesWest
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

Taxes (2025)$4,044/yr
PetsNo
CommunityClubhouse · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,060 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$337
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,175
Interest rate6.00%
Loan term

Estimated payment

$3,060/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$337
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$388KedgeAI estimate $408,086 · range $404K$419K$436K

vs edgeAI estimate

−0.8%

$/sqft vs Sarasota actives

$204 vs $331

Days on market

39 vs 58 typical

Where $204/sqft sits among the 400 Sarasota actives

228 · this home
62
30
27
20
33
$153–391$391–629$629–867$867–1105$1105–1344$1344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeshore Village

Map of 3946 WILSHIRE CIRCLE E UNIT 168 inside its neighborhood boundary

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Lakeshore Village — neighborhood snapshot

Population

477

Median age

70

Median income

$115,673

Median home value

$378,700

Avg household

2

Households w/ children

19%

For the school run

Sarasota County School District

ElementaryGulf Gate Elementary School★★★★★
MiddleSarasota Middle School★★★★
HighRiverview High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

154 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the SARASOTA 34238 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $405,000 · 39 days on market since
1988Built · LAKESHORE VILLAGE

Reality check

What actually sold near 3946 WILSHIRE CIRCLE E UNIT 168

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4034 WILSHIRE CIRCLE E UNIT 154Sold · Jul ’26

$409,000

4034 WILSHIRE CIRCLE E UNIT 154 · same community

3 bd · 2 ba · 1,990 sqft · $206/sqft · 3 DOM

3861 WILSHIRE CIRCLE W UNIT 115Sold · Apr ’26

$418,000

3861 WILSHIRE CIRCLE W UNIT 115 · same community

3 bd · 2 ba · 1,990 sqft · $210/sqft · 88 DOM

3904 WILSHIRE COURT UNIT 81Sold · Dec ’25

$355,000

3904 WILSHIRE COURT UNIT 81 · same community

3 bd · 2 ba · 1,990 sqft · $178/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3946 WILSHIRE CIRCLE E UNIT 168 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3946 WILSHIRE CIRCLE E UNIT 168 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3946 WILSHIRE CIRCLE E UNIT 168 FAQs

What would the monthly payment be for 3946 WILSHIRE CIRCLE E UNIT 168?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,060/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3946 WILSHIRE CIRCLE E UNIT 168?+

The most recent tax bill on record (2025) was $4,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3946 WILSHIRE CIRCLE E UNIT 168?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $405,000, this home is listed about 29% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3946 WILSHIRE CIRCLE E UNIT 168?+

Gulf Gate Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$405,000 runs 47% above the SARASOTA 34238 median — but at 1,990 sqft it's also 19% larger than the typical Sarasota listing.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Gulf Gate Elementary School, Sarasota Middle School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXIT KING REALTY · Patrice Davis. MLS #A4697072.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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