4004 WILSHIRE CIRCLE E UNIT 89, SARASOTA, FL, 34238
Active371 days on marketListed Jul 18, 2025MLS #A4659133
Come see it
Upcoming open house
Sun, Jul 26
1:00 PM – 4:00 PM
John Garmong, Realtor, will be doing the Open House. If you need to reach him, please call or text him at 941-544-6101.
About this home
4004 WILSHIRE CIRCLE E UNIT 89
Welcome to your new home in one of Sarasota's most sought-after 55+ communities, offering resort-style amenities including clubhouse, tennis courts, pickleball courts, several serene lakes-all centrally located just minutes from shopping, dining, and a world class beach. Step inside to discover high-quality Cherry Bronze laminate flooring in the living and dining areas, giving the warm look and feel of hardwood. The vaulted ceiling in the rooms, enhanced by skylights, flood the space with natural light, creating a bright and airy atmosphere. Enjoy the expanded living area with a cozy Florida room, which was enclosed and tile floor raised, and impact-rated sliding glass doors installed showcasing peaceful views of a park-like backyard. The updated kitchen features wood cabinetry, granite countertops, stainless steel appliances, and a sunny eat-in nook. A large pass-through with granite ledge overlooking the dining room is ideal for entertaining and serving buffet-style meals. The spacious primary bedroom includes a charming nook, ideal for a quiet reading corner or small office. A large picture window frames the tranquil, private backyard, and a 5'X16' walk-in closet provides generous storage. The primary bath has been tastefully remodeled with new cabinetry, granite counters, and a walk-in shower with pebble type flooring. Additional features of the villa are Plantation shutters throughout(except Primary Bedroom), impact-rated windows and doors for peace of mind, electric hurricane shutter in the Florida Room, epoxy-coated garage floor, New AC in 2021, and hot water heater in 2025. The exterior of the villa was freshly painted in April 2025. This move-in ready villa combines modern updates and style in a maintenance-free community designed for active adults. Please note: this is a pet-free community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,846
Sqft
41.16 ac
Lot size
2
Garage
1988
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,490 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,490/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
$/sqft vs Sarasota actives
$181 vs $331
Days on market
371 vs 58 typical
Where $181/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeshore Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Lakeshore Village — neighborhood snapshot
Population
477
Median age
70
Median income
$115,673
Median home value
$378,700
Avg household
2
Households w/ children
19%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
150 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the SARASOTA 34238 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4004 WILSHIRE CIRCLE E UNIT 89
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$247,500
6096 WILSHIRE BOULEVARD UNIT 9 · same community
2 bd · 2 ba · 1,846 sqft · $134/sqft · 139 DOM
Sold · Oct ’25$250,000
4001 WILSHIRE CIRCLE E UNIT 72 · same community
2 bd · 2 ba · 1,884 sqft · $133/sqft · 45 DOM
Sold · Dec ’25$315,000
3954 WILSHIRE CIRCLE UNIT 165 · same community
3 bd · 2 ba · 1,884 sqft · $167/sqft · 211 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4004 WILSHIRE CIRCLE E UNIT 89 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4004 WILSHIRE CIRCLE E UNIT 89 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4004 WILSHIRE CIRCLE E UNIT 89 FAQs
What would the monthly payment be for 4004 WILSHIRE CIRCLE E UNIT 89?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,490/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4004 WILSHIRE CIRCLE E UNIT 89?+
The most recent tax bill on record (2024) was $2,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4004 WILSHIRE CIRCLE E UNIT 89?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $335,000, this home is listed about 41% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4004 WILSHIRE CIRCLE E UNIT 89?+
Gulf Gate Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$335,000 runs 22% above the SARASOTA 34238 median.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
371 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gulf Gate Elementary School, Sarasota Middle School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $375,000, now $335,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Stacy Liljeberg. MLS #A4659133.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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