David Ramirez

27334 Saint Lucie Ln, Big Pine FL 33042, BIG PINE, FL, 33042

Active55 days on marketListed Jun 16, 2026MLS #A12037782

Priced 72% below the BIG PINE 33042 medianWaterfrontResidentialBREEZESWEPT BEACH ESTS

About this home

27334 Saint Lucie Ln, Big Pine FL 33042

Rare opportunity to own a piece of paradise in the heart of the Florida Keys. Located in the desirable Breezeswept Beach Estates community on Ramrod Key, this canal-front homesite offers the perfect blend of tranquility, natural beauty, and island living. The property benefits from a recorded Lot Line Adjustment that established the current buildable lot configuration, creating an excellent opportunity for future residential development. Survey and supporting documentation are available upon request. Imagine building your dream home just minutes from the open waters of the Gulf of Mexico and the Atlantic Ocean, with world-class boating, fishing, kayaking, paddleboarding, snorkeling, and diving right at your doorstep. Enjoy breathtaking sunrises, spectacular sunsets, and the relaxed lifestyle that has made the Florida Keys one of the most sought-after destinations in the world. Ramrod Key is known for its peaceful atmosphere, tropical surroundings, and convenient location, offering easy access to restaurants, marinas, shopping, and outdoor recreation while maintaining the privacy and charm of island living. Whether you are seeking a primary residence, vacation home, or investment property, this homesite presents a unique opportunity to create a custom waterfront retreat in one of the most desirable areas of the Lower Keys. Buyer to verify all building rights, permits, setbacks, utility availability, and development requirements with Monroe County.

Facts & features

The home at a glance

0.18 ac

Lot size

Waterfront

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$1,765/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,668 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$147
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$1,668/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$147
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ramrod Key

Map of 27334 Saint Lucie Ln, Big Pine FL 33042 inside its neighborhood boundary

Get to know Big Pine. See the full Big Pine guide →

Ramrod Key — neighborhood snapshot

Population

857

Median age

52

Median income

$94,583

Median home value

$639,700

Avg household

2

Households w/ children

58%

For the school run

Monroe County School District

HighKey West High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Big Pine market

Seller’s marketLeans buyer10.5 months of inventoryBuyer’s market

$703K$935K

Big Pine median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

This home is listed 72% below the BIG PINE 33042 median. See the full Big Pine market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $215,000 · 55 days on market since

Reality check

What actually sold near 27334 Saint Lucie Ln

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Aug ’25

$705,000

Nearby listing · same community

2 bd · 2 ba · 1,148 sqft · $614/sqft · 138 DOM

Nearby listingSold · Jun ’26

$1,399,000

Nearby listing · same community

3 bd · 2 ba · 1,512 sqft · $925/sqft · 359 DOM

547 HECK, Torch Key FL 33042Sold · Aug ’25

$809,300

547 HECK, Torch Key FL 33042

3 bd · 2 ba · 1,100 sqft · $736/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 27334 Saint Lucie Ln — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27334 Saint Lucie Ln — before you fall in love.

See it in person

Schedule a tour

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Straight answers

27334 Saint Lucie Ln FAQs

What would the monthly payment be for 27334 Saint Lucie Ln, Big Pine FL 33042?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,668/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 27334 Saint Lucie Ln, Big Pine FL 33042?+

The most recent tax bill on record (2025) was $1,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Big Pine?+

At $215,000, this home is listed about 80% below the Big Pine median of $1,055,000. The market section on this page shows how the area is trending.

Which schools are assigned to 27334 Saint Lucie Ln, Big Pine FL 33042?+

Key West High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Gilvan Realty Corp · Gilberto Imery. MLS #A12037782.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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