
27346 Martinique Ln # 27346, Middle Keys FL 33042, MIDDLE KEYS, FL, 33042
Active212 days on marketListed Jan 16, 2026MLS #A11947110
About this home
27346 Martinique Ln # 27346, Middle Keys FL 33042
Welcome to your private slice of paradise in the Florida Keys. This fully remodeled, exquisitely furnished 2-bedroom, 1-bathroom waterfront home is a true island escape. Where turquoise waters, swaying palms, and golden sunsets become your everyday view. Enjoy direct ocean access from your private dock, no bridges to slow you down. Lounge by the heated pool, dine under the stars, and feel the breeze from every bright, open space. Offered fully turnkey, with a minimum rental of just 3 months. Flexible lease terms available. Easy to show. Call Listing Agent. Your dream Keys lifestyle awaits.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
884
Sqft
4
Garage
1972
Year built
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ramrod Key
Ramrod Key — neighborhood snapshot
Population
857
Median age
52
Median income
$94,583
Median home value
$639,700
Avg household
2
Households w/ children
58%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The MIDDLE KEYS 33042 market
This home is listed 99% below the MIDDLE KEYS 33042 median.
Paper trail
This home's history
Reality check
What actually sold near 27346 Martinique Ln # 27346
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$705,000
Nearby listing · same community
2 bd · 2 ba · 1,148 sqft · $614/sqft · 138 DOM
Sold · Jun ’26$1,399,000
Nearby listing · same community
3 bd · 2 ba · 1,512 sqft · $925/sqft · 359 DOM
Sold · Aug ’25$809,300
547 HECK, Torch Key FL 33042
3 bd · 2 ba · 1,100 sqft · $736/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 27346 Martinique Ln # 27346 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27346 Martinique Ln # 27346 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
27346 Martinique Ln # 27346 FAQs
What would the monthly payment be for 27346 Martinique Ln # 27346, Middle Keys FL 33042?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 27346 Martinique Ln # 27346, Middle Keys FL 33042?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in MIDDLE KEYS 33042?+
At $4,500, this home is listed about 99% below the MIDDLE KEYS 33042 median of $775,000. The market section on this page shows how the area is trending.
Which schools are assigned to 27346 Martinique Ln # 27346, Middle Keys FL 33042?+
Key West High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIDDLE KEYS 33042 market on paper
$4,500 is 99% below the MIDDLE KEYS 33042 median of $775,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $4,900, now $4,500 — a $400 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Island Living Realty, LLC · Alicia Rufino. MLS #A11947110.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.


