David Ramirez
$1,900,0004 bd2.5 ba1,994 sqft$953 /sqft$11,629 /mo all-in ↓

27385 Saint Lucie Lane, FL 33042, FL, 33042

Active73 days on marketListed May 25, 2026MLS #B26033485

WaterfrontSingle Family ResidenceBREEZESWEPT BEACH ESTS

About this home

27385 Saint Lucie Lane, FL 33042

Tropical Keys Oasis -- Waterfront Luxury Living Come experience this one-of-a-kind tropical oasis that feels like living at a Keys resort. Surrounded by lush landscaping, vibrant grass is the backdrop for nine coconut palms, five banana trees, two mango trees, and an avocado tree, this property bursts with natural beauty. Vibrant bougainvillea archways create a stunning entry to one of the most exquisitely landscaped homes on the island. Enjoy 60 feet of waterfront with an expansive maintenance free deck, a 15,000-lb boat lift, and a drop dock perfect for swimming in the lagoon or launching kayaks. Outdoor living is elevated to the next level- Inside, discover a newly renovated beautiful 4-bedroom, 2.5-bath home featuring a chef's kitchen "Pool permit application currently in progress."

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,994

Sqft

0.14 ac

Lot size

2

Garage

1987

Year built

3

Levels

$953

Per sqft

WaterfrontCanal & Water & Canal View viewPets allowed

Inside

FlooringMarble · Tile
AppliancesGas Water Heater · Natural Gas Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Gas Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorBuilt-in Features · Closet Cabinetry · Cooking Island · Pantry · Split Bedroom · Walk-In Closet(s) · Family Room · Storage · Utility Room/Laundry · Workshop
LaundryLaundry Room · Utility Room/Laundry
CoolingAttic Fan · Ceiling Fan(s) · Central Air
HeatingCentral · Heat Pump/Reverse Cycle

Outside & construction

RoofMetal · Metal Roof
ConstructionFrame · Frame With Stucco · Stucco
ViewCanal · Water · Canal View
FacesWest
Parking2 Or More Spaces · Awning · Covered · Driveway · Parking Garage
ExteriorBalcony · Fruit Trees · Room For Pool · Screened Balcony

Community & fees

Taxes (2025)$6,050/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,629 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,252
PMI (est., until 20% equity)$713
Property tax — 2025 actual bill$504
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $190,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $190,000
Interest rate6.00%
Loan term

Estimated payment

$11,629/mo

Principal & interest$10,252
PMI (est., until 20% equity)$713
Property taxes (actual bill)$504
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 27385 Saint Lucie Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Jun ’26

$1,399,000

Nearby listing · same community

3 bd · 2 ba · 1,512 sqft · $925/sqft · 359 DOM

Nearby listingSold · Aug ’25

$705,000

Nearby listing · same community

2 bd · 2 ba · 1,148 sqft · $614/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 27385 Saint Lucie Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27385 Saint Lucie Lane — before you fall in love.

See it in person

Schedule a tour

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Straight answers

27385 Saint Lucie Lane FAQs

What would the monthly payment be for 27385 Saint Lucie Lane, FL 33042?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 27385 Saint Lucie Lane, FL 33042?+

The most recent tax bill on record (2025) was $6,050. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 27385 Saint Lucie Lane, FL 33042?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

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