27403 Antigua Ln, Lower Keys FL 33042, LOWER KEYS, FL, 33042
Active140 days on marketListed Mar 19, 2026MLS #A11986220
About this home
27403 Antigua Ln, Lower Keys FL 33042
Waterfront value-add opportunity in the Florida Keys with direct ocean access and no fixed bridges - perfect for serious boaters with vessels up to 60 feet. Situated on an oversize 18,000 SF lot, this property offers rare space, flexibility and future potential not commonly found in the Keys. The elevated concrete home features a spacious layout, multiple balconies, and abundant natural light throughout. With kitchen and bathrooms ready for renovation, this is the perfect canvas to create a custom waterfront residence or maximize value through a strategic upgrade. Enjoy ample outdoor space with room for expansion, a pool, additional storage or enhanced landscaping - making this property uniquely versatile for both end-users and investors. Ideally located within close proximity to Key West, offering convenient access to world class dining, entertainment and boating, while still enjoying the privacy and tranquility of canal front living.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,954
Sqft
2
Garage
2013
Year built
$537
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,182 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,182/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ramrod Key
Get to know Lower Keys. See the full Lower Keys guide →
Ramrod Key — neighborhood snapshot
Population
857
Median age
52
Median income
$94,583
Median home value
$639,700
Avg household
2
Households w/ children
58%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lower Keys market
$1.2M → $1.2M
Lower Keys median sold, yr/yr
This home is listed 35% above the LOWER KEYS 33042 median. See the full Lower Keys market guide →
Paper trail
This home's history
Reality check
What actually sold near 27403 Antigua Ln
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,399,000
Nearby listing · same community
3 bd · 2 ba · 1,512 sqft · $925/sqft · 359 DOM
Sold · Aug ’25$705,000
Nearby listing · same community
2 bd · 2 ba · 1,148 sqft · $614/sqft · 138 DOM
Sold · Sep ’25$675,000
Nearby listing
3 bd · 1 ba · 1,162 sqft · $581/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 27403 Antigua Ln — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27403 Antigua Ln — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
27403 Antigua Ln FAQs
What would the monthly payment be for 27403 Antigua Ln, Lower Keys FL 33042?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,182/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 27403 Antigua Ln, Lower Keys FL 33042?+
The most recent tax bill on record (2025) was $11,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lower Keys?+
At $1,050,000, this home is listed about 15% above the Lower Keys median of $912,500. The market section on this page shows how the area is trending.
Which schools are assigned to 27403 Antigua Ln, Lower Keys FL 33042?+
Key West High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 35% above the LOWER KEYS 33042 median — but at 1,954 sqft it's also 39% larger than the typical Lower Keys listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
140 days on market against a Lower Keys median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Capital Intl Realty LLC · Sonia Petraitis. MLS #A11986220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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