David Ramirez
$325,000$399,9003 bd3 ba1,890 sqft$172 /sqft$2,377 /mo all-in ↓

46 GREENTREE STREET, HOMOSASSA, FL, 34446

Active148 days on marketListed Mar 9, 2026MLS #W7883350

Reduced $75KPrivate poolSingle Family ResidenceSUGARMILL WOODS CYPRESS VILLAGE

About this home

46 GREENTREE STREET

Seller is extremely motivated to sell.!! Welcome to a beautifully reimagined two-story residence in the heart of Sugarmill Woods—where warm Southern living meets timeless Northern character. This inviting 3-bedroom, 2.5-bathroom pool home offers a thoughtful blend of comfort, versatility, and distinctive style. Step inside to soaring ceilings, rich wood flooring, and architectural details that create an airy, welcoming feel. The main living area flows seamlessly into a remodeled kitchen designed for both everyday living and entertaining. It features new Samsung appliances with glass-front refrigerator, stove, and dishwasher, a wine refrigerator, new range hood, new disposal, modern cabinetry, and an eat-in kitchen space with built-in bench seating and storage beneath both benches. A spacious walk-in pantry adds functionality, while wood blinds and updated light fixtures bring warmth and cohesion throughout the home. The primary suite is conveniently located on the main floor and offers patio doors that open directly to the pool area, creating a peaceful indoor-outdoor retreat. The en-suite bathroom features a walk-in shower, and two of the bathrooms in the home have been remodeled with crown molding and chair rail accents. One bathroom includes a bathtub and shower combination, while the upstairs bathroom is enhanced by a skylight that fills the space with natural light. Exhaust fans are installed in every bathroom. The living and dining room share an open layout, highlighted by a new chandelier in the dining space and French doors that lead into a bonus room, offering flexible space for a home office, hobby room, or additional entertaining area. Upstairs, two generously sized bedrooms provide comfortable space for family or guests while maintaining privacy from the main living areas. The primary bedroom includes additional storage behind the bedroom door and decorative chair railing along the walls. Outside, the home continues to impress with thoughtful improvements including a new front door, awnings, and landscape lighting. The screened pool area offers a relaxing setting surrounded by mature landscaping and includes solar panels for the pool, a pool pump that is approximately two years old, and a rechargeable robotic pool cleaner of similar age. The garage includes a new garage door opener, an additional black refrigerator, and access to the utility room where you will find a new utility sink and washer and dryer that convey with the home and still have approximately two years remaining on their extended warranty. Throughout the home you’ll find updated lighting, smoke detectors, and a whole-home surge protection system installed by Duke Energy to help protect appliances and electronics. With its inviting layout, thoughtful upgrades, and peaceful setting among the natural beauty of Sugarmill Woods, this home offers the perfect balance of charm, comfort, and everyday livability. If you’re searching for a property that feels both welcoming and distinctive, this one is truly worth experiencing in person.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,890

Sqft

0.3 ac

Lot size

2

Garage

1988

Year built

Two

Levels

$172

Per sqft

Private poolPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Thermostat
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesSouthwest
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$1,797/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,377 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$150
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,377/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$150
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SUGARMILL WOODS CYPRESS VILLAGE

$172 vs $159

Days on market

148 vs 54 typical

Where $172/sqft sits among the 39 homes for sale in SUGARMILL WOODS CYPRESS VILLAGE

4
3
5
12
8 · this home
7
$108–123$123–137$137–152$152–166$166–180$180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Village At Sugarmill Woods

Map of 46 GREENTREE STREET inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)69 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

Cypress Village At Sugarmill Woods — neighborhood snapshot

Population

5,767

Median age

68

Median income

$74,848

Median home value

$304,688

Avg household

2

Households w/ children

413

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

18 of 39

SUGARMILL WOODS CYPRESS VILLAGE have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,000 $75K
Mar 9, 2026Listed at $399,900 · 148 days on market since
1988Built · SUGARMILL WOODS CYPRESS VILLAGE

Reality check

What actually sold near 46 GREENTREE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

39 SPECEBERRY CIRCLESold · Apr ’26

$310,000

39 SPECEBERRY CIRCLE · same community

3 bd · 2 ba · 1,874 sqft · $165/sqft · 203 DOM

23 W MASTIC COURTSold · Jan ’26

$223,000

23 W MASTIC COURT · same community

2 bd · 2 ba · 1,839 sqft · $121/sqft · 5 DOM

11 BIGLEAF COURTSold · Dec ’25

$325,000

11 BIGLEAF COURT · same community

4 bd · 3 ba · 1,990 sqft · $163/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 46 GREENTREE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 46 GREENTREE STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

46 GREENTREE STREET FAQs

What would the monthly payment be for 46 GREENTREE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,377/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 46 GREENTREE STREET?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 46 GREENTREE STREET?+

The most recent tax bill on record (2025) was $1,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 46 GREENTREE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $325,000, this home is listed about 7% below the Homosassa median of $349,450. The market section on this page shows how the area is trending.

Which schools are assigned to 46 GREENTREE STREET?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$325,000 runs 14% above the HOMOSASSA 34446 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

148 days on market against a Homosassa median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $399,900, now $325,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of FLORIDAS A TEAM REALTY · Chey Aldamuy. MLS #W7883350.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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46 GREENTREE STREET, HOMOSASSA, FL — 3 Bed, 3 Bath — $325,000 | CENTURY 21 Edge