16 SANDERS CIRCLE, HOMOSASSA, FL, 34446
Active107 days on marketListed Apr 9, 2026MLS #C7524531
About this home
16 SANDERS CIRCLE
Under Construction. You will love this DELIGHTFUL NEW Single-Story Home in the Sugarmill Woods Community! The desirable Shelby plan boasts an open design encompassing the Living, Dining, and Kitchen spaces. The kitchen features gorgeous cabinets, Quartz countertops, and stainless steel appliances (Including a range with a microwave hood and dishwasher). In addition, the primary suite has a private bath with dual vanity sinks and a walk-in closet. This Home also includes 2 more well-sized bedrooms each with their own walk-in closets, and a full secondary bath. Homosassa is a nature lover’s paradise, surrounded by lush forests, rivers, and the Gulf of Mexico. It’s a hub for outdoor activities such as kayaking, fishing, boating, and wildlife watching. The Homosassa Springs Wildlife State Park is a local favorite, offering up-close encounters with manatees, alligators, and various native animals. The nearby Crystal River is known for its crystal-clear springs that offer activities such as swimming and kayaking. Situated along Florida’s Gulf Coast, our homes in Sugarmill Woods offer easy access to beaches like Homosassa Bay, Hudson, Beach, Pine Island, and Fort Island Gulf Beach with access to fishing spots, kayaking, and boating opportunities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,044
Sqft
0.28 ac
Lot size
2
Garage
2026
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs SUGARMILL WOODS CYPRESS VILLAGE
$156 vs $159
Days on market
107 vs 41 typical
Where $156/sqft sits among the 39 homes for sale in SUGARMILL WOODS CYPRESS VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Cypress Village At Sugarmill Woods — neighborhood snapshot
Population
5,767
Median age
68
Median income
$74,848
Median home value
$304,688
Avg household
2
Households w/ children
413
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
20 of 39
SUGARMILL WOODS CYPRESS VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 SANDERS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$279,990
173 LINDER DRIVE N · same community
3 bd · 2 ba · 2,044 sqft · $137/sqft · 321 DOM
Sold · Jan ’26$402,000
19 POPLAR COURT S · same community
3 bd · 2 ba · 2,047 sqft · $196/sqft · 31 DOM
Sold · Jun ’26$299,900
145 DOUGLAS STREET · same community
3 bd · 2 ba · 2,050 sqft · $146/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16 SANDERS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 SANDERS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16 SANDERS CIRCLE FAQs
What would the monthly payment be for 16 SANDERS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,219/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16 SANDERS CIRCLE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16 SANDERS CIRCLE?+
The most recent tax bill on record (2025) was $407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16 SANDERS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $318,092, this home is listed about 9% below the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 16 SANDERS CIRCLE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$318,092 runs 20% above the HOMOSASSA 34446 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
107 days on market against a Homosassa median of 41 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of WJH BROKERAGE FL LLC · Octavia Valencia. MLS #C7524531.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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