13639 FRANCES AVENUE, HUDSON, FL, 34667
Active621 days on marketListed Nov 19, 2024MLS #W7870105
About this home
13639 FRANCES AVENUE
DIRECT GULF ACCESS - Investor/Handyman special with NO HOA! This 2 bedroom, 1 bath home with a 1 car garage offers 60 feet of frontage on a saltwater canal with no fixed bridges, providing seamless access to the Gulf of America! It's a blank canvas ready to bring your vision to life and make it your own coastal retreat. Or make it your primary residence to enjoy water views and cool breezes from the screened in back porch. Hudson Beach is a coastal town just north of Tampa Bay and Clearwater where recreational pursuits abound without the crowds and is golf cart friendly! Restaurants, tiki bars, marinas and a small public beach are just a short ride away. Come enjoy Fishing, boating, kayaking or paddleboarding right from your backyard. Conveniently located off Hwy 19 for easy access to shopping, hospitals and just 15 minutes to the expressway for easy access to Tampa and major airports. Don’t miss this rare opportunity to own an affordable waterfront home with direct Gulf access! Call me to schedule a showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
908
Sqft
0.14 ac
Lot size
1
Garage
1965
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,003 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs SEA RANCH ON GULF
$264 vs $302
Days on market
621 vs 42 typical
Where $264/sqft sits among the 30 homes for sale in SEA RANCH ON GULF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sea Ranch On The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Sea Ranch On The Gulf — neighborhood snapshot
Population
995
Median age
60
Median income
$69,375
Median home value
$267,400
Avg household
2
Households w/ children
10%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
18 of 30
SEA RANCH ON GULF have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 13639 FRANCES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$300,000
6009 BEVERLY DRIVE · same community
2 bd · 1 ba · 918 sqft · $327/sqft · 102 DOM
Sold · Dec ’25$250,000
13700 ALLYN DRIVE · same community
2 bd · 1 ba · 893 sqft · $280/sqft · 111 DOM
Sold · Mar ’26$215,000
13635 FRANCES AVENUE · same community
2 bd · 1 ba · 864 sqft · $249/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13639 FRANCES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13639 FRANCES AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13639 FRANCES AVENUE FAQs
What would the monthly payment be for 13639 FRANCES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,003/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13639 FRANCES AVENUE?+
The most recent tax bill on record (2023) was $3,892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hudson?+
At $240,000, this home is listed about 27% below the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13639 FRANCES AVENUE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HUDSON 34667 market on paper
$240,000 is 14% below the HUDSON 34667 median of $280,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
621 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $250,000, now $240,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA LUXURY REALTY INC · Melissa Horn. MLS #W7870105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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