13612 FRANCES AVENUE, HUDSON, FL, 34667
Active195 days on marketListed Jan 20, 2026MLS #O6375290
About this home
13612 FRANCES AVENUE
Virtually Staged. DIRECT GULF ACCESS!! Great Family vacation home for water lovers! Staycation for weekends and holidays with close proximity to Floridians' travel time!" The sellers have also used this Florida Room divided as a 3rd bedroom when necessary. NO HOA which is a great feature. This home is a popular destination for Airbnb's rented by the bedrooms or entire home! This Waterfront home is Located on a Deep Saltwater Canal only minutes from the Gulf! Easy access with no obstruction, Sailboat country to enjoy Gulf Beautiful Waters and light Sand Beaches! Affordable Paradise, without all of the city traffic congestion! Yet, conveniently close to all shopping, restaurants, etc. Home had flood damage from Hurricane Helene. Approximately 3 ft. of damaged drywall was promptly removed after the hurricane occurred. Seller has estimates to replace drywall and painting. New Roof was installed in 2024. Home has tile throughout. New Screens have been installed in the Screened in Patio/Porch. PLEASE NOTE THAT NO outdoor furniture or any furniture shown is included with the sale of this property. Seller has caught Snook, and Sheephead off the backyard pier/dock; as well as occasionally seen dolphin in the saltwater canal. Great for boating and kayaking. Seller/Owner is also Real Estate Listing Agent.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,135
Sqft
0.11 ac
Lot size
1
Garage
1981
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.7%
$/sqft vs SEA RANCH ON GULF
$207 vs $302
Days on market
195 vs 42 typical
Where $207/sqft sits among the 30 homes for sale in SEA RANCH ON GULF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sea Ranch On The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Sea Ranch On The Gulf — neighborhood snapshot
Population
995
Median age
60
Median income
$69,375
Median home value
$267,400
Avg household
2
Households w/ children
10%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
17 of 30
SEA RANCH ON GULF have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 13612 FRANCES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
13607 FRANCES AVENUE · same community
3 bd · 2 ba · 1,148 sqft · $348/sqft · 143 DOM
Sold · Nov ’25$205,000
13716 BRITTON DRIVE · same community
2 bd · 1.5 ba · 1,112 sqft · $184/sqft · 78 DOM
Sold · Sep ’25$175,000
6418 KATHLEEN DRIVE · same community
1 bd · 1 ba · 1,106 sqft · $158/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13612 FRANCES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13612 FRANCES AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13612 FRANCES AVENUE FAQs
What would the monthly payment be for 13612 FRANCES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13612 FRANCES AVENUE?+
The most recent tax bill on record (2024) was $5,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13612 FRANCES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $234,900, this home is listed about 29% below the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13612 FRANCES AVENUE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HUDSON 34667 market on paper
$234,900 is 16% below the HUDSON 34667 median of $280,000, and at $207/sqft it sits under the Hudson average of $230.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
195 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,749,000, now $234,900 — a $2.5M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CARIOTI · Cynthia Barrett. MLS #O6375290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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