David Ramirez
$374,900$444,9003 bd2 ba1,466 sqft$256 /sqft$3,070 /mo all-in ↓

13615 GARRIS DRIVE, HUDSON, FL, 34667

Active96 days on marketListed Apr 25, 2026MLS #TB8500515

Reduced $70KSingle Family ResidenceSEA RANCH ON GULF

About this home

13615 GARRIS DRIVE

One or more photo(s) has been virtually staged. MAJOR PRICE IMPROVEMENT – WATERFRONT LIVING IN SEA RANCH! Discover the perfect blend of COASTAL CHARM, MODERN UPDATES, and WATERFRONT LIFESTYLE at 13615 GARRIS DRIVE in Hudson’s highly desirable SEA RANCH COMMUNITY. Situated on a DEEP-WATER CANAL with DIRECT ACCESS TOWARD THE GULF OF MEXICO, this MOVE-IN READY WATERFRONT HOME offers an exceptional opportunity for BOATERS, FISHING ENTHUSIASTS, SEASONAL RESIDENTS, and anyone seeking the ultimate FLORIDA WATERFRONT LIFESTYLE. This beautifully updated 3-BEDROOM, 2-BATHROOM home with a 1-CAR GARAGE features an OPEN AND INVITING FLOOR PLAN filled with NATURAL LIGHT. Recent upgrades include UPDATED FLOORING, RENOVATED BATHROOMS, FRESH INTERIOR AND EXTERIOR PAINT, UPDATED LIGHTING AND FIXTURES, and a MODERN KITCHEN complete with STAINLESS STEEL APPLIANCES. Large SLIDING GLASS DOORS create seamless indoor-outdoor living while showcasing tranquil CANAL VIEWS. Step outside to your PRIVATE WATERFRONT DECK, the perfect place to enjoy morning sunrises, watch MANATEES and native wildlife, entertain guests, or unwind after a day on the water. With easy access to the GULF OF MEXICO, you'll enjoy world-class BOATING, KAYAKING, FISHING, ISLAND HOPPING, and endless waterfront adventures right from your backyard. Major recent improvements include a NEW ROOF, NEW HVAC SYSTEM, UPDATED FINISHES, and numerous additional enhancements throughout the property. For added confidence, the seller has completed a 4-POINT INSPECTION and WIND MITIGATION REPORT, both available for buyer review. Whether you're searching for a PRIMARY RESIDENCE, VACATION HOME, SEASONAL RETREAT, SECOND HOME, SHORT-TERM RENTAL OPPORTUNITY, or WATERFRONT INVESTMENT PROPERTY, this versatile home offers outstanding value and flexibility. Conveniently located near WATERFRONT RESTAURANTS, MARINAS, GULF BEACHES, GOLF COURSES, SHOPPING, MEDICAL FACILITIES, and ENTERTAINMENT, with easy access to CLEARWATER, ST. PETERSBURG, TAMPA, and TAMPA INTERNATIONAL AIRPORT. As an added bonus, the seller is providing a HOME WARRANTY for the buyer. With its recent price improvement, extensive updates, and desirable waterfront location, this is one of the BEST WATERFRONT VALUES currently available in SEA RANCH. Schedule your private showing today and experience Florida waterfront living at its finest.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,466

Sqft

0.14 ac

Lot size

1

Garage

1979

Year built

One

Levels

$256

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorNone

Community & fees

Taxes (2025)$6,451/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,070 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$538
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$3,070/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$538
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$309KedgeAI estimate $340,703 · range $322K$414K$430K

vs edgeAI estimate

+10%

$/sqft vs SEA RANCH ON GULF

$256 vs $302

Days on market

96 vs 42 typical

Where $256/sqft sits among the 30 homes for sale in SEA RANCH ON GULF

4
7 · this home
7
4
2
6
$207–243$243–278$278–314$314–350$350–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Ranch On The Gulf

Map of 13615 GARRIS DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)55 min
Downtown Tampa58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Ranch On The Gulf — neighborhood snapshot

Population

995

Median age

60

Median income

$69,375

Median home value

$267,400

Avg household

2

Households w/ children

10%

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

16 of 30

SEA RANCH ON GULF have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $374,900 $70K
Apr 25, 2026Listed at $444,900 · 96 days on market since
1979Built · SEA RANCH ON GULF

Reality check

What actually sold near 13615 GARRIS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13618 STACEY DRIVESold · Jun ’26

$250,000

13618 STACEY DRIVE · same community

3 bd · 2 ba · 1,458 sqft · $171/sqft · 477 DOM

13705 ALLYN DRIVESold · Sep ’25

$345,000

13705 ALLYN DRIVE · same community

3 bd · 2 ba · 1,480 sqft · $233/sqft · 168 DOM

13637 LAGOON DRIVESold · Mar ’26

$310,000

13637 LAGOON DRIVE · same community

3 bd · 2 ba · 1,480 sqft · $209/sqft · 228 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13615 GARRIS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13615 GARRIS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13615 GARRIS DRIVE FAQs

What would the monthly payment be for 13615 GARRIS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,070/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13615 GARRIS DRIVE?+

The most recent tax bill on record (2025) was $6,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13615 GARRIS DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $374,900, this home is listed about 14% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13615 GARRIS DRIVE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$374,900 runs 34% above the HUDSON 34667 median.

02Time on market is leverage

96 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $444,900, now $374,900 — a $70K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Chris Jhoda. MLS #TB8500515.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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